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84123 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 84123? There are over 14,789 occupied homes in the 84123 area. With a population size of 39,489, it's not uncommon for residence of Salt Lake City, UT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Utah is around $624 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 84123 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Salt Lake City, UT Home Insurance Rate Quotes
84123 Home Insurance Average Premiums
For the 84123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $374 /yr. |
Average Coverage: | $624 /yr. |
2600 sq. ft. or higher (all discounts applied) | $924 /yr. |
What is the average home insurance cost for a home in 84123?
- • The average homeowners insurance premium paid annually for a home in 84123 is around $624 per year.
What does it cost on average per month for home insurance in 84123?
- • Homeowners in 84123 pay a monthly average cost per month around $52.00.
What kind of discount could I get if I combine my home and auto insurance together in 84123?
- • Autoowners in 84123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Salt Lake City, check out other zip codes nearby 84123.
To review average rates in another zip code, click on a zip code below:
84105 | 84111 | 84101 | 84106 | 84113 | 84121 | 84118 | 84124 | 84108 | 84103 |
Home Replacement Cost Coverage in 84123
Average Building Cost Per Square Foot in 84123: $189
Location: Salt Lake City, Utah (Salt Lake County)Average Square Footage in 84123: 1,665 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 84123 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 84123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,665 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $189 | 1,665 | $314,700 |
Additional Upgrades & Added Features | $236 | 1,665 | $393,375 |
Major Home Updates or Advancements | $284 | 1,665 | $472,050 |
It's important to understand that when you estimate your replacement cost of your home in the 84123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 84123
Allstate Insurance - George A. Dickson
Address: 5626 S Redwood Rd Salt Lake City, UT 84123Phone: (801)969-9990
Website:
Best Home & Auto Insurance Agencies in 84123
Allstate Insurance - George A. Dickson
Address: 5626 S Redwood Rd Salt Lake City, UT 84123Phone:
Website:
Info:
Farmers Insurance Group Cory Healey
Address: 5677 S Redwood Rd, #Rd-17 Salt Lake City, UT 84123Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,
Farmers Insurance Group
Address: 5500 S Redwood Rd Salt Lake City, UT 84123Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,
Farmers Insurance
Address: 5677 S Redwood Rd Salt Lake City, UT 84123Phone:
Website:
Info:
Terry L Bybee Insur Agency Inc - State Farm Insurance Agent
Address: 3971 S Redwood Rd, #6 Salt Lake City, UT 84123Phone:
Website:
Info:
Housing Demographics for 84123
Population Review for 84123 Zip Code
For the city of Salt Lake City, the population within 84123 has increased to over 40,245 residents in population size. The current population total is 39,489. We have broken down the population based on race below. In 84123, there are over 19508 in male population and 19981 females.
Population | Values |
---|---|
Total Population | 39,489 |
White Population | 26945 |
Black Population | 1262 |
Hispanic Population | 8714 |
Asian Population | 1608 |
Hawaiian Population | 806 |
Indian Population | 555 |
Other Population | 4081 |
Male Population | 19508 |
Female Population | 19981 |
Population Estimate | 40245 |
Household Data for 84123
The average number of homes in 84123 is around 14,789, there are an average of 2.66 per household. The average house value according to local real estate values is around $314,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 14,789 |
Persons Per Household | 2.66 |
Average House Value | $314,700 |
Income Per Household | $67262 |
Median Age | 34.2 |
Median Age Male | 32.8 |
Median Age Female | 35.6 |
84123 Details | Values |
---|---|
State | UT |
State Full Name | Utah |
City Type | P |
City Alias Abbreviation | SALT LAKE CTY |
Area Code | 801/385 |
City | Salt Lake City |
City Alias Name | SALT LAKE CITY |
County | Salt Lake |
County FIPS | 035 |
State FIPS | 49 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 7160 |
PMSA | |
CSA | 482 |
CBSA | 41620 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Salt Lake City-Murray, UT |
MSA_Name | Salt Lake City-Ogden, UT MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 943 |
Number Of Employees | 31815 |
Business First Quarter Payroll | 389847 |
Business Annual Payroll | 1561532 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1124197 |
CBSA Division Population | 0 |
Congressional District | 02|04 |
Congressional LandArea | 39987.95|2550.35 |
Delivery Residential | 15130 |
Delivery Business | 851 |
Delivery Total | 15560 |
Preferred Last Line Key | Z16259 |
Classification Code | |
Multi-County | |
CSA Name | Salt Lake City-Provo-Orem, UT-ID |
CBSA_DIV_Name | |
City State Key | Z16259 |
Land Area | 8.273000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Salt Lake City |
City Alias Mixed Case | Salt Lake City |
Box Count | 0 |
SFDU | 6470 |
MFDU | 3576 |
State ANSI | 49 |
County ANSI | 035 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 497786 |
Unique ZIP Name | |
SSA State County Code | 46170 |
Medicare CBSA Code | 41620 |
Medicare CBSA Name | Salt Lake City, UT |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Salt Lake |
Utah Homeowners Insurance News & Information
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Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
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Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025
Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase? The increasing frequency of […]