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Home Insurance Quotes in 84115

Are you shopping for a cheaper homeowners insurance rate in 84115? Our rates are very competitive for homeowners living in Salt Lake City, UT. Many homeowners located in the 84115 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 84115. To get free 84115 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 84115 zip code should appear in the zip code field ready to go. Shopping Salt Lake City, UT Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 84115 to review the best rate coverages.

Your 84115 Home Insurance Costs Is Rated: Very Low!

For the great city of Salt Lake City, the average home insurance premium paid annually is around $576 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Utah specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Salt Lake City and need insurance on your home in the 84115 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 84115 Homeowners Insurance Rates Now!

84115 Home Insurance Average Premiums

Local 84115 homeowners insurance quotes comparison

$326 /yr.

Shows Zip Code: 84115 lowest rates with discounts applied on average.

For the 84115, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$326 /yr.
Average Coverage:$576 /yr.
2600 sq. ft. or higher
(all discounts applied)
$876 /yr.

What is the average home insurance cost for a home in 84115?

  • • The average homeowners insurance premium paid annually for a home in 84115 is around $576 per year.

What does it cost on average per month for home insurance in 84115?

  • • Homeowners in 84115 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84115?

  • • Autoowners in 84115 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Salt Lake City, check out other zip codes nearby 84115.
To review average rates in another zip code, click on a zip code below:
84124  |  84108  |  84121  |  84106  |  84111  |  84109  |  84118  |  84104  |  84115  |  84113  | 

Home Replacement Cost Coverage in 84115

Average Building Cost Per Square Foot in 84115: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84115: 1,537 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84115 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84115 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84115 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,537 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,537$290,500
Additional Upgrades & Added Features$2361,537$363,125
Major Home Updates or Advancements$2841,537$435,750

It's important to understand that when you estimate your replacement cost of your home in the 84115 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84115

Allstate Insurance - Jan S Davis

Address: 3855 So 500 West # H Salt Lake City, UT 84115
Phone: (801)264-8006
Website:

Best Home & Auto Insurance Agencies in 84115

Allstate Insurance - Jan S Davis

Address: 3855 S 500 W Salt Lake City, UT 84115
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Salt Lake City

Address: 66 W 2100 S Salt Lake City, UT 84115
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Rick Lam Insurance Agency Inc

Address: 3500 S Main St Salt Lake City, UT 84115
Phone:
Website:
Info:

A AFFORDABLE INSURANCE, LLC

Address: 407 E 2100 S Salt Lake City, UT 84115
Phone:
Website:
Info:

Housing Demographics for 84115

Population Review for 84115 Zip Code

For the city of Salt Lake City, the population within 84115 has increased to over 29,312 residents in population size. The current population total is 27,588. We have broken down the population based on race below. In 84115, there are over 14366 in male population and 13222 females.

PopulationValues
Total Population27,588
White Population16816
Black Population1656
Hispanic Population6509
Asian Population1962
Hawaiian Population324
Indian Population549
Other Population3157
Male Population14366
Female Population13222
Population Estimate29312

Household Data for 84115

The average number of homes in 84115 is around 12,086, there are an average of 2.22 per household. The average house value according to local real estate values is around $290,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,086
Persons Per Household2.22
Average House Value$290,500
Income Per Household$47943
Median Age33.0
Median Age Male32.9
Median Age Female33.0
84115 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code801/385
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1671
Number Of Employees26609
Business First Quarter Payroll334079
Business Annual Payroll1455453
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential13204
Delivery Business2230
Delivery Total15196
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area6.073000
Water Area0.000000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU5808
MFDU2794
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]