78735 Home Insurance Rates

Getting multiple homeowners insurance rates in 78735 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Austin, TX. Many homeowners based out of the 78735 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Texas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 78735 should appear in the zip code field ready to go. For Austin, TX Home Insurance Quotes, Click to easily get started!

78735 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 78735 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Austin. For a basic HO-3, standard homeowners policy, the average premium per year in Texas is around $1472. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 78735 zip code today and let us help you save time and money on your homeowners insurance premium.

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Average Building Cost Per Square Foot in 78735: $129

Average Square Footage in 78735: 4,905 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78735 before you start any project. Austin homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,905 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Austin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 78735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance - Steven Funk

Allstate Insurance - William Polley- CIC

Allstate Insurance CO

Allstate Insurance - William Polley- CIC

Mitchamore Insurance Agency

Britain- Nancy

NICKES INSURANCE & MORTGAGE LOANS

Household Data for 78735

The average number of homes in 78735 is around 9,342, there are an average of 2.17 per household. The average house value according to local real estate values is around $632,800. Please review the following demographics below for average income and media age.

• Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

  Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

• 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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• 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

  According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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• Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

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• Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

  Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

• Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

  Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]