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Home Insurance Quotes in 78411

Are you shopping for a cheaper homeowners insurance rate in 78411? Our rates are very competitive for homeowners living in Corpus Christi, TX. Many homeowners located in the 78411 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 78411. To get free 78411 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 78411 zip code should appear in the zip code field ready to go. Shopping Corpus Christi, TX Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 78411 to review the best rate coverages.

Your 78411 Home Insurance Costs Is Rated: Very High!

For the great city of Corpus Christi, the average home insurance premium paid annually is around $1511 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Texas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Corpus Christi and need insurance on your home in the 78411 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 78411 Homeowners Insurance Rates Now!

78411 Home Insurance Average Premiums

Local 78411 homeowners insurance quotes comparison

$1261 /yr.

Shows Zip Code: 78411 lowest rates with discounts applied on average.

For the 78411, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1261 /yr.
Average Coverage:$1511 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1811 /yr.

What is the average home insurance cost for a home in 78411?

  • • The average homeowners insurance premium paid annually for a home in 78411 is around $1511 per year.

What does it cost on average per month for home insurance in 78411?

  • • Homeowners in 78411 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 78411?

  • • Autoowners in 78411 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corpus Christi area, check out other zip codes nearby 78411.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 78411

Average Building Cost Per Square Foot in 78411: $129

Location: Corpus Christi, Texas (Nueces County)

Average Square Footage in 78411: 1,119 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78411 before you start any project. Corpus Christi homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78411 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78411 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,119 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corpus Christi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,119$144,400
Additional Upgrades & Added Features$1611,119$180,500
Major Home Updates or Advancements$1941,119$216,600

It's important to understand that when you estimate your replacement cost of your home in the 78411 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78411

Best Home & Auto Insurance Agencies in 78411

Arnold- James V

Address: 4918 Holly Rd Corpus Christi, TX 78411
Phone:
Website:
Info:

A&N Auto Insurance

Address: 4949 Everhart Rd, #103 Corpus Christi, TX 78411
Phone:
Website:
Info:

Blue Cross and Blue Shield of Texas Inc Group Sals

Address: 4444 Corona Dr, #120 Corpus Christi, TX 78411
Phone:
Website: http://www.bcbstx.com
Info:

Bundick- Timothy W

Address: 5346 Everhart Rd Corpus Christi, TX 78411
Phone:
Website:
Info:

Allstate Insurance

Address: 5350 S Staples St, #150 Corpus Christi, TX 78411
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 78411

Population Review for 78411 Zip Code

For the city of Corpus Christi, the population within 78411 has increased to over 27,866 residents in population size. The current population total is 26,150. We have broken down the population based on race below. In 78411, there are over 12912 in male population and 13238 females.

PopulationValues
Total Population26,150
White Population14027
Black Population882
Hispanic Population16873
Asian Population309
Hawaiian Population10
Indian Population208
Other Population3444
Male Population12912
Female Population13238
Population Estimate27866

Household Data for 78411

The average number of homes in 78411 is around 10,135, there are an average of 2.57 per household. The average house value according to local real estate values is around $144,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,135
Persons Per Household2.57
Average House Value$144,400
Income Per Household$55357
Median Age39.8
Median Age Male38.2
Median Age Female41.2
78411 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias AbbreviationCORP CHRISTI
Area Code361
CityCorpus Christi
City Alias NameCORPUS CHRISTI
CountyNueces
County FIPS355
State FIPS48
Time Zone6
Day Light SavingY
MSA1880
PMSA
CSA204
CBSA18580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCorpus Christi, TX
MSA_NameCorpus Christi, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1216
Number Of Employees21237
Business First Quarter Payroll190441
Business Annual Payroll866558
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population428185
CBSA Division Population0
Congressional District27
Congressional LandArea9128.25
Delivery Residential10843
Delivery Business1690
Delivery Total15416
Preferred Last Line KeyW23344
Classification Code
Multi-County
CSA NameCorpus Christi-Kingsville-Alice, TX
CBSA_DIV_Name
City State KeyW23344
Land Area6.134000
Water Area0.000000
City Alias Code
City Mixed CaseCorpus Christi
City Alias Mixed CaseCorpus Christi
Box Count0
SFDU8383
MFDU1978
State ANSI48
County ANSI355
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482030
Unique ZIP Name
SSA State County Code45830
Medicare CBSA Code18580
Medicare CBSA NameCorpus Christi, TX
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseNueces

Texas Homeowners Insurance News & Information

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]