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Homeowners Insurance in 78256

For homeowners living in 78256, you want more affordable home insurance rates in San Antonio, right? Our rates are very competitive for homeowners living in the great city of San Antonio, TX. Many homeowners living in the 78256 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 78256 should appear in the zip code field ready to go. Comparing San Antonio, TX Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

78256 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in San Antonio pay around $1557 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Texas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 78256 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, San Antonio homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Texas home insurance premium today!

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78256 Home Insurance Average Premiums

Local 78256 homeowners insurance quotes comparison

$1307 /yr.

Shows Zip Code: 78256 lowest rates with discounts applied on average.

For the 78256, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1307 /yr.
Average Coverage:$1557 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1857 /yr.

What is the average home insurance cost for a home in 78256?

  • • The average homeowners insurance premium paid annually for a home in 78256 is around $1557 per year.

What does it cost on average per month for home insurance in 78256?

  • • Homeowners in 78256 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 78256?

  • • Autoowners in 78256 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78256.
Review average rates in another zip code:
78209 homeowners insurance rates
78223 homeowners insurance rates
78264 homeowners insurance rates
78204 homeowners insurance rates
78252 homeowners insurance rates
78224 homeowners insurance rates
78202 homeowners insurance rates
78258 homeowners insurance rates
78230 homeowners insurance rates
78239 homeowners insurance rates

Home Replacement Cost Coverage in 78256

Average Building Cost Per Square Foot in 78256: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78256: 3,459 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78256 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78256 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78256 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,459 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1293,459$446,200
Additional Upgrades & Added Features$1613,459$557,750
Major Home Updates or Advancements$1943,459$669,300

It's important to understand that when you estimate your replacement cost of your home in the 78256 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78256

Best Home & Auto Insurance Agencies in 78256

Housing Demographics for 78256

Population Review for 78256 Zip Code

For the city of San Antonio, the population within 78256 has increased to over 16,782 residents in population size. The current population total is 13,643. We have broken down the population based on race below. In 78256, there are over 6860 in male population and 6783 females.

PopulationValues
Total Population13,643
White Population7163
Black Population1034
Hispanic Population5438
Asian Population1254
Hawaiian Population15
Indian Population96
Other Population999
Male Population6860
Female Population6783
Population Estimate16782

Household Data for 78256

The average number of homes in 78256 is around 6,337, there are an average of 2.15 per household. The average house value according to local real estate values is around $446,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,337
Persons Per Household2.15
Average House Value$446,200
Income Per Household$84040
Median Age30.1
Median Age Male29.6
Median Age Female30.5
78256 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code830
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses359
Number Of Employees7878
Business First Quarter Payroll113201
Business Annual Payroll461772
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District20|23
Congressional LandArea199.68|58059.18
Delivery Residential7806
Delivery Business266
Delivery Total12925
Preferred Last Line KeyW25505
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area7.990000
Water Area0.008000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count0
SFDU61
MFDU5542
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

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