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77043 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 77043? Our rates are very competitive for homeowners living in Houston, TX. Many homeowners based out of your 77043 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 77043 should appear in the zip code field ready to go. For Houston, TX Home Insurance Rate Quotes click to review the best rates and service online!

77043 Average Premium is Rated: Very High!

Homeowners living in 77043 can easily save up to 40% off the average home insurance premium of $1415 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Houston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 77043 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 77043!

77043 Home Insurance Average Premiums

Local 77043 homeowners insurance quotes comparison

$1165 /yr.

Shows Zip Code: 77043 lowest rates with discounts applied on average.

For the 77043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1165 /yr.
Average Coverage:$1415 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1715 /yr.

What is the average home insurance cost for a home in 77043?

  • • The average homeowners insurance premium paid annually for a home in 77043 is around $1415 per year.

What does it cost on average per month for home insurance in 77043?

  • • Homeowners in 77043 pay a monthly average cost per month around $118.00.

What kind of discount could I get if I combine my home and auto insurance together in 77043?

  • • Autoowners in 77043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77043.
Review average rates in another zip code:
77074 homeowners insurance rates
77009 homeowners insurance rates
77002 homeowners insurance rates
77015 homeowners insurance rates
77005 homeowners insurance rates
77030 homeowners insurance rates
77041 homeowners insurance rates
77083 homeowners insurance rates
77053 homeowners insurance rates
77098 homeowners insurance rates

Home Replacement Cost Coverage in 77043

Average Building Cost Per Square Foot in 77043: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77043: 2,359 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77043 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,359 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,359$304,300
Additional Upgrades & Added Features$1612,359$380,375
Major Home Updates or Advancements$1942,359$456,450

It's important to understand that when you estimate your replacement cost of your home in the 77043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77043

Home Security/Westec Houston

Address: 10801 Hammerly Suite 220 Houston, TX 77043
Phone: (713)628-3084
Website:

Best Home & Auto Insurance Agencies in 77043

Allstate Insurance Company - Warren Sloan

Address: 1400 W Sam Houston Pky N, #N Houston, TX 77043
Phone:
Website: http://www.allstateagencies.com/003421?cid=OTC-YP.com-IYP&att=TL
Info:

Speck Ins & Fin Services - Nationwide Insurance

Address: 10190 Katy Fwy, Ste 250 Houston, TX 77043
Phone:
Website: http://www.nationwide.com/agent/Houston-TEXAS-insurance-agent/sheree-speck/office.html
Info:

Allstate Insurance Company - Don Wright

Address: 1500 Brittmoore Rd Houston, TX 77043
Phone:
Website: http://www.allstateagencies.com/046461?cid=OTC-YP.com-IYP&att=TL
Info:

Bourgeois- Leslie M - State Farm Insurance Agent

Address: 1080 W Sam Houston Pky N, #145 Houston, TX 77043
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nationwide Insurance - Sheree Speck

Address: 10190 Katy Fwy, #250 Houston, TX 77043
Phone:
Website: http://www.nationwide.com/?utm_source=yahoo&utm_medium=organic&utm_content=23639&utm_campaign=localmaps
Info:

Housing Demographics for 77043

Population Review for 77043 Zip Code

For the city of Houston, the population within 77043 has increased to over 28,549 residents in population size. The current population total is 26,281. We have broken down the population based on race below. In 77043, there are over 12972 in male population and 13309 females.

PopulationValues
Total Population26,281
White Population11548
Black Population1749
Hispanic Population12029
Asian Population2418
Hawaiian Population8
Indian Population430
Other Population5265
Male Population12972
Female Population13309
Population Estimate28549

Household Data for 77043

The average number of homes in 77043 is around 10,255, there are an average of 2.56 per household. The average house value according to local real estate values is around $304,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,255
Persons Per Household2.56
Average House Value$304,300
Income Per Household$71089
Median Age35.8
Median Age Male35.0
Median Age Female36.6
77043 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/832/346/713
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1102
Number Of Employees19570
Business First Quarter Payroll336930
Business Annual Payroll1388737
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District18|38
Congressional LandArea235.2|0
Delivery Residential11152
Delivery Business1387
Delivery Total12484
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area14.163000
Water Area0.007000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU5131
MFDU4453
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]