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77013 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 77013? Our rates are very competitive for homeowners living in Houston, TX. Many homeowners based out of your 77013 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 77013 should appear in the zip code field ready to go. For Houston, TX Home Insurance Rate Quotes click to review the best rates and service online!

77013 Average Premium is Rated: Very High!

Homeowners living in 77013 can easily save up to 40% off the average home insurance premium of $1480 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Houston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 77013 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 77013!

77013 Home Insurance Average Premiums

Local 77013 homeowners insurance quotes comparison

$1230 /yr.

Shows Zip Code: 77013 lowest rates with discounts applied on average.

For the 77013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1230 /yr.
Average Coverage:$1480 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1780 /yr.

What is the average home insurance cost for a home in 77013?

  • • The average homeowners insurance premium paid annually for a home in 77013 is around $1480 per year.

What does it cost on average per month for home insurance in 77013?

  • • Homeowners in 77013 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 77013?

  • • Autoowners in 77013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77013.
Review average rates in another zip code:
77042 homeowners insurance rates
77088 homeowners insurance rates
77095 homeowners insurance rates
77026 homeowners insurance rates
77075 homeowners insurance rates
77029 homeowners insurance rates
77054 homeowners insurance rates
77049 homeowners insurance rates
77093 homeowners insurance rates
77020 homeowners insurance rates

Home Replacement Cost Coverage in 77013

Average Building Cost Per Square Foot in 77013: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77013: 858 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77013 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 858 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129858$110,700
Additional Upgrades & Added Features$161858$138,375
Major Home Updates or Advancements$194858$166,050

It's important to understand that when you estimate your replacement cost of your home in the 77013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77013

Best Home & Auto Insurance Agencies in 77013

Housing Demographics for 77013

Population Review for 77013 Zip Code

For the city of Houston, the population within 77013 has increased to over 19,471 residents in population size. The current population total is 16,815. We have broken down the population based on race below. In 77013, there are over 8519 in male population and 8296 females.

PopulationValues
Total Population16,815
White Population4237
Black Population3025
Hispanic Population12232
Asian Population133
Hawaiian Population8
Indian Population215
Other Population5401
Male Population8519
Female Population8296
Population Estimate19471

Household Data for 77013

The average number of homes in 77013 is around 5,362, there are an average of 3.05 per household. The average house value according to local real estate values is around $110,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,362
Persons Per Household3.05
Average House Value$110,700
Income Per Household$39575
Median Age33.5
Median Age Male33.8
Median Age Female33.2
77013 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses238
Number Of Employees4596
Business First Quarter Payroll55903
Business Annual Payroll237177
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District29
Congressional LandArea187.07
Delivery Residential6384
Delivery Business370
Delivery Total6789
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area9.485000
Water Area0.075000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU2693
MFDU3421
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

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