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37018 Home Insurance Rates & Premiums

Did you know there are over 2,392 people living within the 37018 zip code area? There are over 979 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 37018.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Tennessee are on the rise. The estimated average premium is around $1,133 a year for a standard homeowners insurance policy in Beechgrove. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Beechgrove, TN Homeowners Insurance Quotes Online

37018 Home Insurance Average Premiums

Local 37018 homeowners insurance quotes comparison

$883 /yr.

Shows Zip Code: 37018 lowest rates with discounts applied on average.

For the 37018, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$883 /yr.
Average Coverage:$1133 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1433 /yr.

What is the average home insurance cost for a home in 37018?

  • • The average homeowners insurance premium paid annually for a home in 37018 is around $1133 per year.

What does it cost on average per month for home insurance in 37018?

  • • Homeowners in 37018 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 37018?

  • • Autoowners in 37018 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Beechgrove, check out other zip codes nearby 37018.
To review average rates in another zip code, click on a zip code below:
37018  | 

Home Replacement Cost Coverage in 37018

Average Building Cost Per Square Foot in 37018: $135

Location: Beechgrove, Tennessee (Coffee County)

Average Square Footage in 37018: 795 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37018 before you start any project. Beechgrove homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37018 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37018 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 795 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beechgrove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135795$107,300
Additional Upgrades & Added Features$169795$134,125
Major Home Updates or Advancements$203795$160,950

It's important to understand that when you estimate your replacement cost of your home in the 37018 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37018

Best Home & Auto Insurance Agencies in 37018

Housing Demographics for 37018

Population Review for 37018 Zip Code

For the city of Beechgrove, the population within 37018 has increased to over 2,569 residents in population size. The current population total is 2,392. We have broken down the population based on race below. In 37018, there are over 1232 in male population and 1160 females.

PopulationValues
Total Population2,392
White Population2199
Black Population14
Hispanic Population70
Asian Population19
Hawaiian Population3
Indian Population20
Other Population28
Male Population1232
Female Population1160
Population Estimate2569

Household Data for 37018

The average number of homes in 37018 is around 979, there are an average of 2.44 per household. The average house value according to local real estate values is around $107,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode979
Persons Per Household2.44
Average House Value$107,300
Income Per Household$52667
Median Age44.6
Median Age Male45.9
Median Age Female43.3
37018 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityBeechgrove
City Alias NameBEECHGROVE
CountyCoffee
County FIPS031
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA46100
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTullahoma-Manchester, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees61
Business First Quarter Payroll342
Business Annual Payroll1658
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population100210
CBSA Division Population0
Congressional District04|06
Congressional LandArea5984.84|6474.21
Delivery Residential1053
Delivery Business16
Delivery Total1198
Preferred Last Line KeyX24908
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX24908
Land Area40.300000
Water Area0.113000
City Alias Code
City Mixed CaseBeechgrove
City Alias Mixed CaseBeechgrove
Box Count112
SFDU889
MFDU0
State ANSI47
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number470564
Unique ZIP Name
SSA State County Code44150
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseCoffee

Tennessee Homeowners Insurance News & Information

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