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29651 Home Insurance Rates & Premiums

Did you know there are over 50,778 people living within the 29651 zip code area? There are over 19,322 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 29651.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in South Carolina are on the rise. The estimated average premium is around $1,034 a year for a standard homeowners insurance policy in Greer. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Greer, SC Homeowners Insurance Quotes Online

29651 Home Insurance Average Premiums

Local 29651 homeowners insurance quotes comparison

$784 /yr.

Shows Zip Code: 29651 lowest rates with discounts applied on average.

For the 29651, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$784 /yr.
Average Coverage:$1034 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1334 /yr.

What is the average home insurance cost for a home in 29651?

  • • The average homeowners insurance premium paid annually for a home in 29651 is around $1034 per year.

What does it cost on average per month for home insurance in 29651?

  • • Homeowners in 29651 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 29651?

  • • Autoowners in 29651 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greer area, check out other zip codes nearby 29651.
Review average rates in another zip code:
29651 homeowners insurance rates
29650 homeowners insurance rates

Home Replacement Cost Coverage in 29651

Average Building Cost Per Square Foot in 29651: $131

Location: Greer, South Carolina (Greenville County)

Average Square Footage in 29651: 1,532 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29651 before you start any project. Greer homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29651 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29651 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,532 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greer area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,532$200,700
Additional Upgrades & Added Features$1641,532$250,875
Major Home Updates or Advancements$1971,532$301,050

It's important to understand that when you estimate your replacement cost of your home in the 29651 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29651

Lanford & Gibson Inc

Address: 212 Trade Street Greer, SC 29651
Phone: (864)877-8413
Website: www.lanfordgibson.com

Gibson Carl N Insurance

Address: 212 Trade Street Greer, SC 29651
Phone: (864)877-8413
Website:

Best Home & Auto Insurance Agencies in 29651

Wolfe Charlie O Insurance

Address: 102 Cannon St Greer, SC 29651
Phone:
Website:
Info:

Latta- Jerry L - State Farm Insurance Agent

Address: 996 Batesville Rd Greer, SC 29651
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Greer

Address: 996 Batesville Rd, #5 Greer, SC 29651
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Burnett Insurance Agency Inc

Address: 101 School St Greer, SC 29651
Phone:
Website:
Info:

Housing Demographics for 29651

Population Review for 29651 Zip Code

For the city of Greer, the population within 29651 has increased to over 59,935 residents in population size. The current population total is 50,778. We have broken down the population based on race below. In 29651, there are over 24947 in male population and 25831 females.

PopulationValues
Total Population50,778
White Population37767
Black Population4895
Hispanic Population5885
Asian Population904
Hawaiian Population32
Indian Population230
Other Population3226
Male Population24947
Female Population25831
Population Estimate59935

Household Data for 29651

The average number of homes in 29651 is around 19,322, there are an average of 2.62 per household. The average house value according to local real estate values is around $200,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,322
Persons Per Household2.62
Average House Value$200,700
Income Per Household$65691
Median Age40.1
Median Age Male38.9
Median Age Female41.3
29651 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityGreer
City Alias NameGREER
CountyGreenville
County FIPS045
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA24860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville-Anderson-Greer, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1036
Number Of Employees24434
Business First Quarter Payroll339319
Business Annual Payroll1499527
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population636986
CBSA Division Population0
Congressional District04
Congressional LandArea1299.3
Delivery Residential22876
Delivery Business970
Delivery Total26951
Preferred Last Line KeyX23988
Classification Code
Multi-CountyY
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23988
Land Area89.608000
Water Area2.761000
City Alias Code
City Mixed CaseGreer
City Alias Mixed CaseGreer
Box Count0
SFDU17843
MFDU568
State ANSI45
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number453660
Unique ZIP Name
SSA State County Code42220
Medicare CBSA Code24860
Medicare CBSA NameGreenville-Anderson, SC
Medicare CBSA TypeMetro
Market Rating Area ID23
County Mixed CaseGreenville

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]