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Home Insurance Rates in 29472

For homeowners shopping online in 29472, our insurance rates are very competitive for homeowners living in Ridgeville, SC. Many homeowners based out of the great city of Ridgeville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 29472, simply click the "Get Multiple Quotes Now" button. Your 29472 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Ridgeville, SC Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

29472 Home Insurance Rating is: High!

If you live in 29472, you can easily save up to 40% off the average home insurance premium of $967 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Ridgeville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 29472 today!

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29472 Home Insurance Average Premiums

Local 29472 homeowners insurance quotes comparison

$717 /yr.

Shows Zip Code: 29472 lowest rates with discounts applied on average.

For the 29472, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$717 /yr.
Average Coverage:$967 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1267 /yr.

What is the average home insurance cost for a home in 29472?

  • • The average homeowners insurance premium paid annually for a home in 29472 is around $967 per year.

What does it cost on average per month for home insurance in 29472?

  • • Homeowners in 29472 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29472?

  • • Autoowners in 29472 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ridgeville area, check out other zip codes nearby 29472.
Review average rates in another zip code:
29472 homeowners insurance rates

Home Replacement Cost Coverage in 29472

Average Building Cost Per Square Foot in 29472: $131

Location: Ridgeville, South Carolina (Dorchester County)

Average Square Footage in 29472: 1,289 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29472 before you start any project. Ridgeville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29472 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29472 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,289 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ridgeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,289$168,900
Additional Upgrades & Added Features$1641,289$211,125
Major Home Updates or Advancements$1971,289$253,350

It's important to understand that when you estimate your replacement cost of your home in the 29472 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29472

Best Home & Auto Insurance Agencies in 29472

Housing Demographics for 29472

Population Review for 29472 Zip Code

For the city of Ridgeville, the population within 29472 has increased to over 10,117 residents in population size. The current population total is 10,279. We have broken down the population based on race below. In 29472, there are over 5971 in male population and 4308 females.

PopulationValues
Total Population10,279
White Population5650
Black Population3690
Hispanic Population362
Asian Population16
Hawaiian Population3
Indian Population260
Other Population163
Male Population5971
Female Population4308
Population Estimate10117

Household Data for 29472

The average number of homes in 29472 is around 3,262, there are an average of 2.63 per household. The average house value according to local real estate values is around $168,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,262
Persons Per Household2.63
Average House Value$168,900
Income Per Household$64350
Median Age41.9
Median Age Male41.0
Median Age Female44.3
29472 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityRidgeville
City Alias NameRIDGEVILLE
CountyDorchester
County FIPS035
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses91
Number Of Employees1251
Business First Quarter Payroll17674
Business Annual Payroll79550
Business Employment Flag
Growth Rank51
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4337
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District01|06
Congressional LandArea1547.86|8062.93
Delivery Residential3847
Delivery Business109
Delivery Total4299
Preferred Last Line KeyX24499
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24499
Land Area189.736000
Water Area0.790000
City Alias Code
City Mixed CaseRidgeville
City Alias Mixed CaseRidgeville
Box Count280
SFDU3448
MFDU0
State ANSI45
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number457420
Unique ZIP Name
SSA State County Code42170
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseDorchester

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