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Find the Best Home Insurance Rates in 29016

Shopping for homeowners insurance in 29016 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Blythewood, SC and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our South Carolina licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 29016 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 29016

Find Blythewood, SC Homeowners Insurance Quotes to review the best coverage options in your area.

29016 Home Insurance Rating is: high!

In 29016 the average premium is $942. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 29016, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 29016!

29016 Home Insurance Average Premiums

Local 29016 homeowners insurance quotes comparison

$692 /yr.

Shows Zip Code: 29016 lowest rates with discounts applied on average.

For the 29016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$692 /yr.
Average Coverage:$942 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1242 /yr.

What is the average home insurance cost for a home in 29016?

  • • The average homeowners insurance premium paid annually for a home in 29016 is around $942 per year.

What does it cost on average per month for home insurance in 29016?

  • • Homeowners in 29016 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 29016?

  • • Autoowners in 29016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blythewood area, check out other zip codes nearby 29016.
Review average rates in another zip code:
29016 homeowners insurance rates

Home Replacement Cost Coverage in 29016

Average Building Cost Per Square Foot in 29016: $131

Location: Blythewood, South Carolina (Richland County)

Average Square Footage in 29016: 2,093 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29016 before you start any project. Blythewood homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,093 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blythewood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,093$274,200
Additional Upgrades & Added Features$1642,093$342,750
Major Home Updates or Advancements$1972,093$411,300

It's important to understand that when you estimate your replacement cost of your home in the 29016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29016

Best Home & Auto Insurance Agencies in 29016

Housing Demographics for 29016

Population Review for 29016 Zip Code

For the city of Blythewood, the population within 29016 has increased to over 31,589 residents in population size. The current population total is 26,245. We have broken down the population based on race below. In 29016, there are over 12639 in male population and 13606 females.

PopulationValues
Total Population26,245
White Population12554
Black Population10919
Hispanic Population1220
Asian Population608
Hawaiian Population44
Indian Population79
Other Population450
Male Population12639
Female Population13606
Population Estimate31589

Household Data for 29016

The average number of homes in 29016 is around 9,409, there are an average of 2.78 per household. The average house value according to local real estate values is around $274,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,409
Persons Per Household2.78
Average House Value$274,200
Income Per Household$88377
Median Age40.4
Median Age Male40.2
Median Age Female40.5
29016 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityBlythewood
City Alias NameBLYTHEWOOD
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses373
Number Of Employees4686
Business First Quarter Payroll59590
Business Annual Payroll254919
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|05|06
Congressional LandArea3022.17|5505.54|8062.93
Delivery Residential11363
Delivery Business216
Delivery Total12280
Preferred Last Line KeyX23567
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23567
Land Area86.970000
Water Area0.641000
City Alias Code
City Mixed CaseBlythewood
City Alias Mixed CaseBlythewood
Box Count471
SFDU8278
MFDU1346
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number450820
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

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