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Compare 02911 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in North Providence just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,900 neighbors looking to save on their home insurance policy in the local 02911 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 02911. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Rhode Island rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your North Providence, RI home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in North Providence, RI

02911 Home Insurance Average Premiums

Local 02911 homeowners insurance quotes comparison

$1068 /yr.

Shows Zip Code: 02911 lowest rates with discounts applied on average.

For the 02911, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1068 /yr.
Average Coverage:$1318 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1618 /yr.

What is the average home insurance cost for a home in 02911?

  • • The average homeowners insurance premium paid annually for a home in 02911 is around $1318 per year.

What does it cost on average per month for home insurance in 02911?

  • • Homeowners in 02911 pay a monthly average cost per month around $110.00.

What kind of discount could I get if I combine my home and auto insurance together in 02911?

  • • Autoowners in 02911 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Providence area, check out other zip codes nearby 02911.
Review average rates in another zip code:
02911 homeowners insurance rates

Home Replacement Cost Coverage in 02911

Average Building Cost Per Square Foot in 02911: $210

Location: North Providence, Rhode Island (Providence County)

Average Square Footage in 02911: 1,255 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02911 before you start any project. North Providence homeowners pay on average around $210 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02911 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02911 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,255 sq. ft. and the average cost to rebuild the home in this area is around $210 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Providence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2101,255$263,600
Additional Upgrades & Added Features$2631,255$329,500
Major Home Updates or Advancements$3151,255$395,400

It's important to understand that when you estimate your replacement cost of your home in the 02911 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02911

Aloisio Insurance Associates

Address: 1232 Mineral Spring Avenue North Providence, RI 02911
Phone: (401)722-6500
Website: www.aloisioins.com

Best Home & Auto Insurance Agencies in 02911

Allstate Insurance Company - Kraig Cloutier

Address: 1535 Smith St North Providence, RI 02911
Phone:
Website: http://www.allstateagencies.com/KraigCloutier/Welcome/
Info:

The Lawrence Agency Inc - Nationwide Insurance

Address: 1958 Smith St North Providence, RI 02911
Phone:
Website: http://www.providence.citysearch.com/profile/external/609249570/north_providence_ri/the_lawrence_agency_inc_nationwide_insurance.html
Info:

Housing Demographics for 02911

Population Review for 02911 Zip Code

For the city of North Providence, the population within 02911 has increased to over 15,793 residents in population size. The current population total is 16,384. We have broken down the population based on race below. In 02911, there are over 7646 in male population and 8738 females.

PopulationValues
Total Population16,384
White Population11755
Black Population1325
Hispanic Population2514
Asian Population419
Hawaiian Population3
Indian Population67
Other Population1309
Male Population7646
Female Population8738
Population Estimate15793

Household Data for 02911

The average number of homes in 02911 is around 6,900, there are an average of 2.28 per household. The average house value according to local real estate values is around $263,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,900
Persons Per Household2.28
Average House Value$263,600
Income Per Household$69306
Median Age39.2
Median Age Male38.2
Median Age Female40.0
02911 DetailsValues
StateRI
State Full NameRhode Island
City TypeN
City Alias AbbreviationN PROVIDENCE
Area Code401
CityNorth Providence
City Alias NameNORTH PROVIDENCE
CountyProvidence
County FIPS007
State FIPS44
Time Zone5
Day Light SavingY
MSA6480
PMSA
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_NameProvidence-Fall River-Warwick, RI-MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses236
Number Of Employees1714
Business First Quarter Payroll14068
Business Annual Payroll63142
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District01|02
Congressional LandArea268.49|765.32
Delivery Residential6927
Delivery Business260
Delivery Total7889
Preferred Last Line KeyV25923
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25923
Land Area2.500000
Water Area0.039000
City Alias Code
City Mixed CaseNorth Providence
City Alias Mixed CaseNorth Providence
Box Count145
SFDU5023
MFDU1089
State ANSI44
County ANSI007
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number437140
Unique ZIP Name
SSA State County Code41030
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseProvidence

Rhode Island Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]