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02876 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 02876 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Slatersville, RI quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 02876.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 02876 and start shopping.

Quickly and Easily Compare Average Rates for 02876

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Slatersville, RI home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 02876

Homeowners in Slatersville are paying roughly $1355 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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02876 Home Insurance Average Premiums

Local 02876 homeowners insurance quotes comparison

$1105 /yr.

Shows Zip Code: 02876 lowest rates with discounts applied on average.

For the 02876, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1105 /yr.
Average Coverage:$1355 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1655 /yr.

What is the average home insurance cost for a home in 02876?

  • • The average homeowners insurance premium paid annually for a home in 02876 is around $1355 per year.

What does it cost on average per month for home insurance in 02876?

  • • Homeowners in 02876 pay a monthly average cost per month around $113.00.

What kind of discount could I get if I combine my home and auto insurance together in 02876?

  • • Autoowners in 02876 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Slatersville, check out other zip codes nearby 02876.
To review average rates in another zip code, click on a zip code below:
02876  | 

Home Replacement Cost Coverage in 02876

Average Building Cost Per Square Foot in 02876: $210

Location: Slatersville, Rhode Island (Providence County)

Average Square Footage in 02876: 786 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02876 before you start any project. Slatersville homeowners pay on average around $210 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02876 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02876 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 786 sq. ft. and the average cost to rebuild the home in this area is around $210 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Slatersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$210786$165,000
Additional Upgrades & Added Features$263786$206,250
Major Home Updates or Advancements$315786$247,500

It's important to understand that when you estimate your replacement cost of your home in the 02876 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02876

Best Home & Auto Insurance Agencies in 02876

Housing Demographics for 02876

Population Review for 02876 Zip Code

For the city of Slatersville, the population within 02876 has increased to over 532 residents in population size. The current population total is 753. We have broken down the population based on race below. In 02876, there are over 383 in male population and 370 females.

PopulationValues
Total Population753
White Population682
Black Population10
Hispanic Population36
Asian Population6
Hawaiian Population0
Indian Population1
Other Population20
Male Population383
Female Population370
Population Estimate532

Household Data for 02876

The average number of homes in 02876 is around 417, there are an average of 1.80 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode417
Persons Per Household1.80
Average House Value$165,000
Income Per Household$30513
Median Age43.3
Median Age Male43.8
Median Age Female42.8
02876 DetailsValues
StateRI
State Full NameRhode Island
City TypeP
City Alias Abbreviation
Area Code401
CitySlatersville
City Alias NameSLATERSVILLE
CountyProvidence
County FIPS007
State FIPS44
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees453
Business First Quarter Payroll6074
Business Annual Payroll23616
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District01
Congressional LandArea268.49
Delivery Residential296
Delivery Business1
Delivery Total888
Preferred Last Line KeyV25952
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25952
Land Area0.199000
Water Area0.039000
City Alias Code
City Mixed CaseSlatersville
City Alias Mixed CaseSlatersville
Box Count445
SFDU0
MFDU296
State ANSI44
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number437840
Unique ZIP Name
SSA State County Code41030
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseProvidence

Rhode Island Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]