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19507 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 19507 zip code it's important to know that our rates are very competitive for homeowners living in Bethel, PA. Many homeowners based out of your 19507 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19507 should appear in the zip code field ready to go. For Bethel, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

19507: Average Home Insurance Rates

For homeowners living in the great city of Bethel, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $731 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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19507 Home Insurance Average Premiums

Local 19507 homeowners insurance quotes comparison

$481 /yr.

Shows Zip Code: 19507 lowest rates with discounts applied on average.

For the 19507, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$481 /yr.
Average Coverage:$731 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1031 /yr.

What is the average home insurance cost for a home in 19507?

  • • The average homeowners insurance premium paid annually for a home in 19507 is around $731 per year.

What does it cost on average per month for home insurance in 19507?

  • • Homeowners in 19507 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19507?

  • • Autoowners in 19507 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethel area, check out other zip codes nearby 19507.
Review average rates in another zip code:
19507 homeowners insurance rates

Home Replacement Cost Coverage in 19507

Average Building Cost Per Square Foot in 19507: $136

Location: Bethel, Pennsylvania (Berks County)

Average Square Footage in 19507: 1,625 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19507 before you start any project. Bethel homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19507 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19507 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,625 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethel area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,625$221,000
Additional Upgrades & Added Features$1701,625$276,250
Major Home Updates or Advancements$2041,625$331,500

It's important to understand that when you estimate your replacement cost of your home in the 19507 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19507

Best Home & Auto Insurance Agencies in 19507

Housing Demographics for 19507

Population Review for 19507 Zip Code

For the city of Bethel, the population within 19507 has increased to over 3,457 residents in population size. The current population total is 3,434. We have broken down the population based on race below. In 19507, there are over 1776 in male population and 1658 females.

PopulationValues
Total Population3,434
White Population3195
Black Population18
Hispanic Population118
Asian Population34
Hawaiian Population0
Indian Population5
Other Population57
Male Population1776
Female Population1658
Population Estimate3457

Household Data for 19507

The average number of homes in 19507 is around 1,219, there are an average of 2.82 per household. The average house value according to local real estate values is around $221,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,219
Persons Per Household2.82
Average House Value$221,000
Income Per Household$83698
Median Age41.2
Median Age Male40.9
Median Age Female41.5
19507 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityBethel
City Alias NameBETHEL
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses108
Number Of Employees2164
Business First Quarter Payroll27663
Business Annual Payroll106530
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential1226
Delivery Business71
Delivery Total1496
Preferred Last Line KeyX17199
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX17199
Land Area40.607000
Water Area0.117000
City Alias Code
City Mixed CaseBethel
City Alias Mixed CaseBethel
Box Count155
SFDU1199
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number410632
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    Man thinking about prices on real estate, car, phone, good. Man can’t afford to buy things. High cost of living. Finance troubles. Vector illustration in cartoon style. According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]