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19044 Homeowners Insurance Quotes & Coverage Options
For homeowners like you shopping online for home insurance quotes in the 19044 zip code it's important to know that our rates are very competitive for homeowners living in Horsham, PA. Many homeowners based out of your 19044 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19044 should appear in the zip code field ready to go. For Horsham, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.
19044: Average Home Insurance Rates
For homeowners living in the great city of Horsham, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $665 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.
19044 Home Insurance Average Premiums
For the 19044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $415 /yr. |
Average Coverage: | $665 /yr. |
2600 sq. ft. or higher (all discounts applied) | $965 /yr. |
What is the average home insurance cost for a home in 19044?
- • The average homeowners insurance premium paid annually for a home in 19044 is around $665 per year.
What does it cost on average per month for home insurance in 19044?
- • Homeowners in 19044 pay a monthly average cost per month around $55.00.
What kind of discount could I get if I combine my home and auto insurance together in 19044?
- • Autoowners in 19044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Horsham, check out other zip codes nearby 19044.
To review average rates in another zip code, click on a zip code below:
19044 |
Home Replacement Cost Coverage in 19044
Average Building Cost Per Square Foot in 19044: $136
Location: Horsham, Pennsylvania (Montgomery County)Average Square Footage in 19044: 2,218 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19044 before you start any project. Horsham homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,218 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Horsham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 2,218 | $301,600 |
Additional Upgrades & Added Features | $170 | 2,218 | $377,000 |
Major Home Updates or Advancements | $204 | 2,218 | $452,400 |
It's important to understand that when you estimate your replacement cost of your home in the 19044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19044
Best Home & Auto Insurance Agencies in 19044
Gillespie Agency
Address: 955 Horsham Rd Horsham, PA 19044Phone:
Website:
Info:
Barton Ins Group, Inc - Nationwide Insurance
Address: 406 Norristown Rd Horsham, PA 19044Phone:
Website: http://www.nationwide.com/agent/Horsham-PENNSYLVANIA-insurance-agent/james-barton/office.html
Info:
Nationwide Insurance
Address: 301 Horsham Rd, #J Horsham, PA 19044Phone:
Website: http://www.nationwide.com/agent/horsham-pennsylvania-insurance-agent/charles-v-mchugh-jr/office.html
Info:
Allstate Insurance Company - Michael Mosley
Address: 701 Horsham Rd Horsham, PA 19044Phone:
Website: http://www.allstateagencies.com/060160?cid=OTC-YP.com-IYP&att=TL
Info:
Grundy Worldwide
Address: 400 Horsham Rd Horsham, PA 19044Phone:
Website:
Info:
Housing Demographics for 19044
Population Review for 19044 Zip Code
For the city of Horsham, the population within 19044 has increased to over 16,959 residents in population size. The current population total is 16,273. We have broken down the population based on race below. In 19044, there are over 7914 in male population and 8359 females.
Population | Values |
---|---|
Total Population | 16,273 |
White Population | 12360 |
Black Population | 989 |
Hispanic Population | 1173 |
Asian Population | 1356 |
Hawaiian Population | 2 |
Indian Population | 29 |
Other Population | 526 |
Male Population | 7914 |
Female Population | 8359 |
Population Estimate | 16959 |
Household Data for 19044
The average number of homes in 19044 is around 6,729, there are an average of 2.41 per household. The average house value according to local real estate values is around $301,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 6,729 |
Persons Per Household | 2.41 |
Average House Value | $301,600 |
Income Per Household | $86639 |
Median Age | 38.9 |
Median Age Male | 38.0 |
Median Age Female | 39.8 |
19044 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | P |
City Alias Abbreviation | |
Area Code | 215/267/445 |
City | Horsham |
City Alias Name | HORSHAM |
County | Montgomery |
County FIPS | 091 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 6162 |
PMSA | 6160 |
CSA | 428 |
CBSA | 37980 |
CBSA_DIV | 33874 |
CBSA_Type | Metro |
CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
PMSA_Name | Philadelphia, PA-NJ PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 765 |
Number Of Employees | 32507 |
Business First Quarter Payroll | 840578 |
Business Annual Payroll | 2951993 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5965343 |
CBSA Division Population | 1924009 |
Congressional District | 01|04 |
Congressional LandArea | 77.91|1517.84 |
Delivery Residential | 7037 |
Delivery Business | 703 |
Delivery Total | 8020 |
Preferred Last Line Key | X18952 |
Classification Code | |
Multi-County | |
CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
CBSA_DIV_Name | Montgomery County-Bucks County-Chester County, PA |
City State Key | X18952 |
Land Area | 9.003000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Horsham |
City Alias Mixed Case | Horsham |
Box Count | 145 |
SFDU | 4992 |
MFDU | 697 |
State ANSI | 42 |
County ANSI | 091 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 413788 |
Unique ZIP Name | |
SSA State County Code | 39560 |
Medicare CBSA Code | 33874 |
Medicare CBSA Name | Montgomery County-Bucks County-Chester County, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 8 |
County Mixed Case | Montgomery |
Pennsylvania Homeowners Insurance News & Information
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