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19022 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 19022? There are over 1,465 occupied homes in the 19022 area. With a population size of 3,797, it's not uncommon for residence of Crum Lynne, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $703 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19022 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Crum Lynne, PA Home Insurance Rate Quotes

19022 Home Insurance Average Premiums

Local 19022 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 19022 lowest rates with discounts applied on average.

For the 19022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1003 /yr.

What is the average home insurance cost for a home in 19022?

  • • The average homeowners insurance premium paid annually for a home in 19022 is around $703 per year.

What does it cost on average per month for home insurance in 19022?

  • • Homeowners in 19022 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 19022?

  • • Autoowners in 19022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Crum Lynne, check out other zip codes nearby 19022.
To review average rates in another zip code, click on a zip code below:
19022  | 

Home Replacement Cost Coverage in 19022

Average Building Cost Per Square Foot in 19022: $136

Location: Crum Lynne, Pennsylvania (Delaware County)

Average Square Footage in 19022: 782 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19022 before you start any project. Crum Lynne homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 782 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crum Lynne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136782$106,300
Additional Upgrades & Added Features$170782$132,875
Major Home Updates or Advancements$204782$159,450

It's important to understand that when you estimate your replacement cost of your home in the 19022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19022

Best Home & Auto Insurance Agencies in 19022

Housing Demographics for 19022

Population Review for 19022 Zip Code

For the city of Crum Lynne, the population within 19022 has increased to over 3,998 residents in population size. The current population total is 3,797. We have broken down the population based on race below. In 19022, there are over 1861 in male population and 1936 females.

PopulationValues
Total Population3,797
White Population2360
Black Population830
Hispanic Population277
Asian Population95
Hawaiian Population0
Indian Population15
Other Population112
Male Population1861
Female Population1936
Population Estimate3998

Household Data for 19022

The average number of homes in 19022 is around 1,465, there are an average of 2.59 per household. The average house value according to local real estate values is around $106,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,465
Persons Per Household2.59
Average House Value$106,300
Income Per Household$38824
Median Age35.9
Median Age Male35.4
Median Age Female36.3
19022 DetailsValues
StatePA
State Full NamePennsylvania
City TypeB
City Alias Abbreviation
Area Code610/484
CityCrum Lynne
City Alias NameCRUM LYNNE
CountyDelaware
County FIPS045
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses137
Number Of Employees3465
Business First Quarter Payroll75061
Business Annual Payroll269420
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential1544
Delivery Business176
Delivery Total1757
Preferred Last Line KeyX17854
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX17854
Land Area1.307000
Water Area0.529000
City Alias Code
City Mixed CaseCrum Lynne
City Alias Mixed CaseCrum Lynne
Box Count21
SFDU1384
MFDU117
State ANSI42
County ANSI045
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411320
Unique ZIP Name
SSA State County Code39290
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDelaware

Pennsylvania Homeowners Insurance News & Information

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    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

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