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18420 Homeowners Insurance Quotes & Rates

Fleetville residents living within the 85 homes available in the zip code of 18420 are shopping online to compare cheaper and more affordable Fleetville, PA home insurance rates. In the great city of Fleetville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $829 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 18420 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 18420 home insurance rates today! Please give us a call now at 1-855-976-2656. For Fleetville, PA Homeowners Insurance Quotes, Click to easily get started!

18420 Home Insurance Average Premiums

Local 18420 homeowners insurance quotes comparison

$579 /yr.

Shows Zip Code: 18420 lowest rates with discounts applied on average.

For the 18420, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$579 /yr.
Average Coverage:$829 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1129 /yr.

What is the average home insurance cost for a home in 18420?

  • • The average homeowners insurance premium paid annually for a home in 18420 is around $829 per year.

What does it cost on average per month for home insurance in 18420?

  • • Homeowners in 18420 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 18420?

  • • Autoowners in 18420 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Fleetville, check out other zip codes nearby 18420.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 18420

Average Building Cost Per Square Foot in 18420: $136

Location: Fleetville, Pennsylvania (Lackawanna County)

Average Square Footage in 18420: 1,005 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18420 before you start any project. Fleetville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18420 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18420 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,005 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fleetville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,005$136,700
Additional Upgrades & Added Features$1701,005$170,875
Major Home Updates or Advancements$2041,005$205,050

It's important to understand that when you estimate your replacement cost of your home in the 18420 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18420

Best Home & Auto Insurance Agencies in 18420

Housing Demographics for 18420

Population Review for 18420 Zip Code

For the city of Fleetville, the population within 18420 has increased to over 0 residents in population size. The current population total is 169. We have broken down the population based on race below. In 18420, there are over 96 in male population and 73 females.

PopulationValues
Total Population169
White Population158
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population96
Female Population73
Population Estimate0

Household Data for 18420

The average number of homes in 18420 is around 85, there are an average of 1.99 per household. The average house value according to local real estate values is around $136,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode85
Persons Per Household1.99
Average House Value$136,700
Income Per Household$76696
Median Age50.9
Median Age Male52.0
Median Age Female48.6
18420 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code570
CityFleetville
City Alias NameFLEETVILLE
CountyLackawanna
County FIPS069
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees20
Business First Quarter Payroll176
Business Annual Payroll744
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential0
Delivery Business0
Delivery Total232
Preferred Last Line KeyX18408
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18408
Land Area1.620000
Water Area0.028000
City Alias Code
City Mixed CaseFleetville
City Alias Mixed CaseFleetville
Box Count84
SFDU0
MFDU0
State ANSI42
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412756
Unique ZIP Name
SSA State County Code39420
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLackawanna

Pennsylvania Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]