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18104 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 18104? There are over 18,130 occupied homes in the 18104 area. With a population size of 47,289, it's not uncommon for residence of Allentown, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $838 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18104 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Allentown, PA Home Insurance Rate Quotes
18104 Home Insurance Average Premiums
$588 /yr.
Shows Zip Code: 18104 lowest rates with discounts applied on average.
For the 18104, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $588 /yr. |
| Average Coverage: | $838 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1138 /yr. |
What is the average home insurance cost for a home in 18104?
- • The average homeowners insurance premium paid annually for a home in 18104 is around $838 per year.
What does it cost on average per month for home insurance in 18104?
- • Homeowners in 18104 pay a monthly average cost per month around $70.00.
What kind of discount could I get if I combine my home and auto insurance together in 18104?
- • Autoowners in 18104 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Allentown, check out other zip codes nearby 18104.
To review average rates in another zip code, click on a zip code below:
18102 | 18106 | 18104 | 18103 | 18109 | 18101 |
Home Replacement Cost Coverage in 18104
Average Building Cost Per Square Foot in 18104: $136
Location: Allentown, Pennsylvania (Lehigh County)Average Square Footage in 18104: 1,863 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 18104 before you start any project. Allentown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18104 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 18104 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,863 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Allentown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $136 | 1,863 | $253,400 |
| Additional Upgrades & Added Features | $170 | 1,863 | $316,750 |
| Major Home Updates or Advancements | $204 | 1,863 | $380,100 |
It's important to understand that when you estimate your replacement cost of your home in the 18104 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 18104
Allstate Insurance - Debora L Sigler
Address: 6750 Iroquois Trl Ste#3 Allentown, PA 18104Phone: (610)395-6100
Website:
Allstate Insurance - William L. Heydt- CLU
Address: 121 N Cedar Crest Blvd Allentown, PA 18104Phone: (610)432-6881
Website:
Best Home & Auto Insurance Agencies in 18104
Bleiler, James - Bleiler Insurance
Address: 615 N 20th St Allentown, PA 18104Phone:
Website:
Info:
Incalcaterra, Frank - Liberty Mutual Group
Address: 5050 W Tilghman St, #200 Allentown, PA 18104Phone:
Website: http://www.libertymutual.com/lm/frankincalcaterra
Info:
Hoelzel Insurance Incorporated
Address: 2895 Hamilton Blvd Allentown, PA 18104Phone:
Website: http://www.myersbenner.com/
Info:
Ian D Webb
Address: 827 N 19th St Allentown, PA 18104Phone:
Website: http://www.allentown.citysearch.com/profile/external/8843233/allentown_pa/ian_d_webb.html
Info:
Allstate Insurance - Debora L Sigler
Address: 6750 Iroquois Trl, #3 Allentown, PA 18104Phone:
Website:
Info:
Housing Demographics for 18104
Population Review for 18104 Zip Code
For the city of Allentown, the population within 18104 has increased to over 47,152 residents in population size. The current population total is 47,289. We have broken down the population based on race below. In 18104, there are over 22296 in male population and 24993 females.
| Population | Values |
|---|---|
| Total Population | 47,289 |
| White Population | 32685 |
| Black Population | 3232 |
| Hispanic Population | 7950 |
| Asian Population | 3358 |
| Hawaiian Population | 19 |
| Indian Population | 134 |
| Other Population | 3821 |
| Male Population | 22296 |
| Female Population | 24993 |
| Population Estimate | 47152 |
Household Data for 18104
The average number of homes in 18104 is around 18,130, there are an average of 2.45 per household. The average house value according to local real estate values is around $253,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 18,130 |
| Persons Per Household | 2.45 |
| Average House Value | $253,400 |
| Income Per Household | $76972 |
| Median Age | 42.0 |
| Median Age Male | 40.5 |
| Median Age Female | 43.7 |
| 18104 Details | Values |
|---|---|
| State | PA |
| State Full Name | Pennsylvania |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 835/484/610 |
| City | Allentown |
| City Alias Name | ALLENTOWN |
| County | Lehigh |
| County FIPS | 077 |
| State FIPS | 42 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 0240 |
| PMSA | |
| CSA | 106 |
| CBSA | 10900 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Allentown-Bethlehem-Easton, PA-NJ |
| MSA_Name | Allentown-Bethlehem-Easton, PA MSA |
| PMSA_Name | |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1222 |
| Number Of Employees | 22503 |
| Business First Quarter Payroll | 285423 |
| Business Annual Payroll | 1252986 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 821173 |
| CBSA Division Population | 0 |
| Congressional District | 07 |
| Congressional LandArea | 862.56 |
| Delivery Residential | 19246 |
| Delivery Business | 1143 |
| Delivery Total | 22824 |
| Preferred Last Line Key | X16937 |
| Classification Code | |
| Multi-County | |
| CSA Name | Allentown-Bethlehem-East Stroudsburg, PA-NJ |
| CBSA_DIV_Name | |
| City State Key | X16937 |
| Land Area | 22.952000 |
| Water Area | 0.185000 |
| City Alias Code | |
| City Mixed Case | Allentown |
| City Alias Mixed Case | Allentown |
| Box Count | 0 |
| SFDU | 14309 |
| MFDU | 2486 |
| State ANSI | 42 |
| County ANSI | 077 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 410128 |
| Unique ZIP Name | |
| SSA State County Code | 39470 |
| Medicare CBSA Code | 10900 |
| Medicare CBSA Name | Allentown-Bethlehem-Easton, PA-NJ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 6 |
| County Mixed Case | Lehigh |
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