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Home Insurance in 18067

One of the best ways to save money on your homeowners insurance policy in the 18067 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Northampton, PA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Pennsylvania licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 18067 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 18067

Find Northampton, PA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 18067

According to industry data, homeowners located in Northampton pay roughly $696 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 18067 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Pennsylvania home insurance premiums found that premiums in 18067 are 41 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 18067 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 18067.

Let us find you a great policy at an affordable price, get 18067 homeowners insurance quotes now.

18067 Home Insurance Average Premiums

Local 18067 homeowners insurance quotes comparison

$446 /yr.

Shows Zip Code: 18067 lowest rates with discounts applied on average.

For the 18067, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$446 /yr.
Average Coverage:$696 /yr.
2600 sq. ft. or higher
(all discounts applied)
$996 /yr.

What is the average home insurance cost for a home in 18067?

  • • The average homeowners insurance premium paid annually for a home in 18067 is around $696 per year.

What does it cost on average per month for home insurance in 18067?

  • • Homeowners in 18067 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 18067?

  • • Autoowners in 18067 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Northampton area, check out other zip codes nearby 18067.
Review average rates in another zip code:
18067 homeowners insurance rates

Home Replacement Cost Coverage in 18067

Average Building Cost Per Square Foot in 18067: $136

Location: Northampton, Pennsylvania (Northampton County)

Average Square Footage in 18067: 1,546 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18067 before you start any project. Northampton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18067 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18067 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,546 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Northampton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,546$210,200
Additional Upgrades & Added Features$1701,546$262,750
Major Home Updates or Advancements$2041,546$315,300

It's important to understand that when you estimate your replacement cost of your home in the 18067 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18067

Best Home & Auto Insurance Agencies in 18067

Ruth M Miller Agency, LLC

Address: 1211 Main St Northampton, PA 18067
Phone:
Website:
Info:

Lancaster- Laurence D

Address: 24 W 21st St Northampton, PA 18067
Phone:
Website:
Info:

Housing Demographics for 18067

Population Review for 18067 Zip Code

For the city of Northampton, the population within 18067 has increased to over 20,703 residents in population size. The current population total is 19,800. We have broken down the population based on race below. In 18067, there are over 9659 in male population and 10141 females.

PopulationValues
Total Population19,800
White Population17431
Black Population547
Hispanic Population1503
Asian Population228
Hawaiian Population3
Indian Population17
Other Population542
Male Population9659
Female Population10141
Population Estimate20703

Household Data for 18067

The average number of homes in 18067 is around 8,123, there are an average of 2.42 per household. The average house value according to local real estate values is around $210,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,123
Persons Per Household2.42
Average House Value$210,200
Income Per Household$76603
Median Age44.5
Median Age Male43.1
Median Age Female45.8
18067 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484/570
CityNorthampton
City Alias NameNORTHAMPTON
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses286
Number Of Employees3871
Business First Quarter Payroll36855
Business Annual Payroll169228
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential8555
Delivery Business292
Delivery Total9035
Preferred Last Line KeyX1A235
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX1A235
Land Area25.514000
Water Area0.556000
City Alias Code
City Mixed CaseNorthampton
City Alias Mixed CaseNorthampton
Box Count79
SFDU7042
MFDU437
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416092
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

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