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Searching for Homeowners Insurance in 17104

If you are a homeowners that lives in 17104 you may be searching for more affordable homeowners insurance in Harrisburg. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Harrisburg, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 17104 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Harrisburg, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 17104 Home Insurance Costs: very low!

In Harrisburg, homeowners are paying roughly $730 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 17104 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Harrisburg are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 17104 policy right now!

17104 Home Insurance Average Premiums

Local 17104 homeowners insurance quotes comparison

$480 /yr.

Shows Zip Code: 17104 lowest rates with discounts applied on average.

For the 17104, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$480 /yr.
Average Coverage:$730 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1030 /yr.

What is the average home insurance cost for a home in 17104?

  • • The average homeowners insurance premium paid annually for a home in 17104 is around $730 per year.

What does it cost on average per month for home insurance in 17104?

  • • Homeowners in 17104 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17104?

  • • Autoowners in 17104 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Harrisburg area, check out other zip codes nearby 17104.
Review average rates in another zip code:
17111 homeowners insurance rates
17110 homeowners insurance rates
17113 homeowners insurance rates
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17104 homeowners insurance rates

Home Replacement Cost Coverage in 17104

Average Building Cost Per Square Foot in 17104: $136

Location: Harrisburg, Pennsylvania (Dauphin County)

Average Square Footage in 17104: 573 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17104 before you start any project. Harrisburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17104 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17104 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 573 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Harrisburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136573$77,900
Additional Upgrades & Added Features$170573$97,375
Major Home Updates or Advancements$204573$116,850

It's important to understand that when you estimate your replacement cost of your home in the 17104 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17104

Best Home & Auto Insurance Agencies in 17104

Nationwide Insurance

Address: 1908 Paxton St Harrisburg, PA 17104
Phone:
Website:
Info:

Housing Demographics for 17104

Population Review for 17104 Zip Code

For the city of Harrisburg, the population within 17104 has increased to over 19,888 residents in population size. The current population total is 20,058. We have broken down the population based on race below. In 17104, there are over 9465 in male population and 10593 females.

PopulationValues
Total Population20,058
White Population3931
Black Population8798
Hispanic Population6981
Asian Population847
Hawaiian Population12
Indian Population133
Other Population3968
Male Population9465
Female Population10593
Population Estimate19888

Household Data for 17104

The average number of homes in 17104 is around 7,671, there are an average of 2.59 per household. The average house value according to local real estate values is around $77,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,671
Persons Per Household2.59
Average House Value$77,900
Income Per Household$42466
Median Age32.1
Median Age Male31.1
Median Age Female32.7
17104 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityHarrisburg
City Alias NameHARRISBURG
CountyDauphin
County FIPS043
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses287
Number Of Employees6759
Business First Quarter Payroll91744
Business Annual Payroll379322
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential7679
Delivery Business471
Delivery Total8292
Preferred Last Line KeyX18802
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX18802
Land Area3.356000
Water Area3.142000
City Alias Code
City Mixed CaseHarrisburg
City Alias Mixed CaseHarrisburg
Box Count0
SFDU6644
MFDU806
State ANSI42
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413484
Unique ZIP Name
SSA State County Code39280
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseDauphin

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]