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Quickly Revew Homeowners Insurance in 15736

If you own a home in Elderton, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 15736 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 15736 and start comparing rates now.

15736 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 15736 is $716 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 15736 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Elderton, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15736 Home Insurance Average Premiums

Local 15736 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 15736 lowest rates with discounts applied on average.

For the 15736, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 15736?

  • • The average homeowners insurance premium paid annually for a home in 15736 is around $716 per year.

What does it cost on average per month for home insurance in 15736?

  • • Homeowners in 15736 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15736?

  • • Autoowners in 15736 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Elderton, check out other zip codes nearby 15736.
To review average rates in another zip code, click on a zip code below:
15736  | 

Home Replacement Cost Coverage in 15736

Average Building Cost Per Square Foot in 15736: $136

Location: Elderton, Pennsylvania (Armstrong County)

Average Square Footage in 15736: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15736 before you start any project. Elderton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15736 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15736 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elderton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136682$92,700
Additional Upgrades & Added Features$170682$115,875
Major Home Updates or Advancements$204682$139,050

It's important to understand that when you estimate your replacement cost of your home in the 15736 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15736

Best Home & Auto Insurance Agencies in 15736

Housing Demographics for 15736

Population Review for 15736 Zip Code

For the city of Elderton, the population within 15736 has increased to over 0 residents in population size. The current population total is 397. We have broken down the population based on race below. In 15736, there are over 194 in male population and 203 females.

PopulationValues
Total Population397
White Population386
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population194
Female Population203
Population Estimate0

Household Data for 15736

The average number of homes in 15736 is around 189, there are an average of 2.10 per household. The average house value according to local real estate values is around $92,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode189
Persons Per Household2.10
Average House Value$92,700
Income Per Household$51071
Median Age54.5
Median Age Male54.0
Median Age Female55.4
15736 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/878
CityElderton
City Alias NameELDERTON
CountyArmstrong
County FIPS005
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees173
Business First Quarter Payroll1122
Business Annual Payroll4982
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential0
Delivery Business0
Delivery Total284
Preferred Last Line KeyX18195
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18195
Land Area1.966000
Water Area0.000000
City Alias Code
City Mixed CaseElderton
City Alias Mixed CaseElderton
Box Count245
SFDU0
MFDU0
State ANSI42
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412388
Unique ZIP Name
SSA State County Code39070
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseArmstrong

Pennsylvania Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]