Get multiple home insurance quotes in 45734. Our licensed 45734, OH agents are ready to serve you.

Searching for Homeowners Insurance in 45734

If you are a homeowners that lives in 45734 you may be searching for more affordable homeowners insurance in Graysville. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Graysville, OH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Ohio licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 45734 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Graysville, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 45734 Home Insurance Costs: very low!

In Graysville, homeowners are paying roughly $669 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 45734 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Graysville are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 45734 policy right now!

45734 Home Insurance Average Premiums

Local 45734 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 45734 lowest rates with discounts applied on average.

For the 45734, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 45734?

  • • The average homeowners insurance premium paid annually for a home in 45734 is around $669 per year.

What does it cost on average per month for home insurance in 45734?

  • • Homeowners in 45734 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 45734?

  • • Autoowners in 45734 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Graysville, check out other zip codes nearby 45734.
To review average rates in another zip code, click on a zip code below:
45734  | 

Home Replacement Cost Coverage in 45734

Average Building Cost Per Square Foot in 45734: $111

Location: Graysville, Ohio (Monroe County)

Average Square Footage in 45734: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45734 before you start any project. Graysville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45734 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45734 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Graysville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 45734 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45734

Best Home & Auto Insurance Agencies in 45734

Housing Demographics for 45734

Population Review for 45734 Zip Code

For the city of Graysville, the population within 45734 has increased to over 546 residents in population size. The current population total is 409. We have broken down the population based on race below. In 45734, there are over 204 in male population and 205 females.

PopulationValues
Total Population409
White Population391
Black Population1
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population204
Female Population205
Population Estimate546

Household Data for 45734

The average number of homes in 45734 is around 162, there are an average of 2.52 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode162
Persons Per Household2.52
Average House Value$165,000
Income Per Household$28393
Median Age48.1
Median Age Male45.5
Median Age Female49.4
45734 DetailsValues
StateOH
State Full NameOhio
City TypeC
City Alias Abbreviation
Area Code740/220
CityGraysville
City Alias NameGRAYSVILLE
CountyMonroe
County FIPS111
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees43
Business First Quarter Payroll467
Business Annual Payroll1966
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential217
Delivery Business8
Delivery Total257
Preferred Last Line KeyX29763
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX29763
Land Area30.926000
Water Area0.007000
City Alias Code
City Mixed CaseGraysville
City Alias Mixed CaseGraysville
Box Count0
SFDU217
MFDU0
State ANSI39
County ANSI111
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385852
Unique ZIP Name
SSA State County Code36570
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseMonroe

Ohio Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]