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Homeowners Insurance in 44302

For homeowners living in 44302, you want more affordable home insurance rates in Akron, right? Our rates are very competitive for homeowners living in the great city of Akron, OH. Many homeowners living in the 44302 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 44302 should appear in the zip code field ready to go. Comparing Akron, OH Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

44302 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Akron pay around $730 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Ohio home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 44302 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Akron homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Ohio home insurance premium today!

Get 44302 Homeowners Insurance Rates Now!

44302 Home Insurance Average Premiums

Local 44302 homeowners insurance quotes comparison

$480 /yr.

Shows Zip Code: 44302 lowest rates with discounts applied on average.

For the 44302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$480 /yr.
Average Coverage:$730 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1030 /yr.

What is the average home insurance cost for a home in 44302?

  • • The average homeowners insurance premium paid annually for a home in 44302 is around $730 per year.

What does it cost on average per month for home insurance in 44302?

  • • Homeowners in 44302 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 44302?

  • • Autoowners in 44302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Akron, check out other zip codes nearby 44302.
To review average rates in another zip code, click on a zip code below:
44305  |  44313  |  44320  |  44303  |  44311  |  44304  |  44302  |  44306  |  44312  |  44301  | 

Home Replacement Cost Coverage in 44302

Average Building Cost Per Square Foot in 44302: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44302: 811 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44302 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 811 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111811$90,000
Additional Upgrades & Added Features$139811$112,500
Major Home Updates or Advancements$167811$135,000

It's important to understand that when you estimate your replacement cost of your home in the 44302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Housing Demographics for 44302

Population Review for 44302 Zip Code

For the city of Akron, the population within 44302 has increased to over 4,912 residents in population size. The current population total is 4,661. We have broken down the population based on race below. In 44302, there are over 2386 in male population and 2275 females.

PopulationValues
Total Population4,661
White Population2594
Black Population1610
Hispanic Population149
Asian Population56
Hawaiian Population0
Indian Population8
Other Population65
Male Population2386
Female Population2275
Population Estimate4912

Household Data for 44302

The average number of homes in 44302 is around 2,383, there are an average of 1.94 per household. The average house value according to local real estate values is around $90,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,383
Persons Per Household1.94
Average House Value$90,000
Income Per Household$29503
Median Age38.7
Median Age Male38.9
Median Age Female38.5
44302 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses68
Number Of Employees952
Business First Quarter Payroll12549
Business Annual Payroll54936
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential2532
Delivery Business108
Delivery Total2821
Preferred Last Line KeyX20035
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area0.899000
Water Area0.000000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count84
SFDU1932
MFDU600
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

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