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Homeowners Insurance coverage in 43326

If you are a homeowner in 43326 or Kenton, OH you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Kenton.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 43326.

Learn more about our homeowners insurance shopping service by selecting the best Kenton, OH Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 43326?

Residents of Kenton have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Ohio? While Ohio is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Ohio comes in at 47 in the country for homeowners insurance premiums.

If you are living in 43326 zipcode, expect to pay around $729 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Kenton does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

43326 Home Insurance Average Premiums

Local 43326 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 43326 lowest rates with discounts applied on average.

For the 43326, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 43326?

  • • The average homeowners insurance premium paid annually for a home in 43326 is around $729 per year.

What does it cost on average per month for home insurance in 43326?

  • • Homeowners in 43326 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 43326?

  • • Autoowners in 43326 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Kenton, check out other zip codes nearby 43326.
To review average rates in another zip code, click on a zip code below:
43326  | 

Home Replacement Cost Coverage in 43326

Average Building Cost Per Square Foot in 43326: $111

Location: Kenton, Ohio (Hardin County)

Average Square Footage in 43326: 1,079 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43326 before you start any project. Kenton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43326 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43326 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,079 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,079$119,800
Additional Upgrades & Added Features$1391,079$149,750
Major Home Updates or Advancements$1671,079$179,700

It's important to understand that when you estimate your replacement cost of your home in the 43326 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43326

Gary A. Nelson Agency

Address: 202 E Franklin St Kenton, OH 43326
Phone: (419)673-8256
Website:

Best Home & Auto Insurance Agencies in 43326

Deever- David C

Address: 128 N Detroit St Kenton, OH 43326
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance - Jason W Fulton

Address: 812 N Detroit St Kenton, OH 43326
Phone:
Website: http://www.insurance-agency.amfam.com/oh/jason-w-fulton/default.aspx?sourceid=yp3
Info:

Gary A. Nelson Agency

Address: 202 E Franklin St Kenton, OH 43326
Phone:
Website:
Info:

Randall S Rogers - Nationwide Insurance

Address: 322 W Franklin St Kenton, OH 43326
Phone:
Website: http://www.nationwide.com/agent/Kenton-OHIO-insurance-agent/rogersagency/office.html
Info:

Newland, Tom - Newland Insurance

Address: 312 E Columbus St Kenton, OH 43326
Phone:
Website: http://www.newlandins.com/
Info:

Housing Demographics for 43326

Population Review for 43326 Zip Code

For the city of Kenton, the population within 43326 has increased to over 13,771 residents in population size. The current population total is 13,328. We have broken down the population based on race below. In 43326, there are over 6552 in male population and 6776 females.

PopulationValues
Total Population13,328
White Population12467
Black Population91
Hispanic Population290
Asian Population36
Hawaiian Population8
Indian Population24
Other Population134
Male Population6552
Female Population6776
Population Estimate13771

Household Data for 43326

The average number of homes in 43326 is around 5,353, there are an average of 2.46 per household. The average house value according to local real estate values is around $119,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,353
Persons Per Household2.46
Average House Value$119,800
Income Per Household$48718
Median Age41.0
Median Age Male39.6
Median Age Female42.8
43326 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityKenton
City Alias NameKENTON
CountyHardin
County FIPS065
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses249
Number Of Employees3157
Business First Quarter Payroll32721
Business Annual Payroll139931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential5598
Delivery Business399
Delivery Total6153
Preferred Last Line KeyX21479
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX21479
Land Area186.485000
Water Area0.134000
City Alias Code
City Mixed CaseKenton
City Alias Mixed CaseKenton
Box Count88
SFDU4924
MFDU336
State ANSI39
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384032
Unique ZIP Name
SSA State County Code36340
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseHardin

Ohio Homeowners Insurance News & Information

  • Compare 2026 Homeowners Insurance Rates in Every State Posted on Wednesday 11th February, 2026

    Homeowners insurance rates continue to vary widely across the United States in 2026, influenced by severe weather risks, property damage costs, litigation environments, state insurance regulations, and the availability of local carriers. Some states still pay thousands more per year than others for the same amount of dwelling coverage. In this article, we compare average homeowners insurance […]

  • Texas Homeowners Insurance: 2026 Market Update Posted on Monday 26th January, 2026

    Texas homeowners are continuing to face one of the most challenging insurance markets in the country — driven by extreme weather risks, rising repair costs, and shifting insurer participation. Below is the latest overview of what buyers should know and how they can save on coverage. 1. Texas Insurance Market Landscape in 2026 Homeowners insurance […]

  • Florida Homeowners Can Cut Insurance Bills —Here’s How, and Which Companies are Worth a Look Posted on Tuesday 11th November, 2025

    Florida homeowners have spent years paying some of the highest homeowner-insurance premiums in the nation. But the market is slowly stabilizing and there are concrete, immediate steps homeowners can take to shrink premiums — from simple paperwork to Florida’s “My Safe Florida Home” program — while shopping smarter for companies that combine strong service with […]