Get multiple home insurance quotes in 43142. Our licensed 43142, OH agents are ready to serve you.

43142 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43142 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Milledgeville, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43142 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Milledgeville homeowners insurance rates, coverage options or home insurance types, please select Milledgeville, OH Home Insurance Rates Online!

43142 Home Insurance Average Premiums

Local 43142 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 43142 lowest rates with discounts applied on average.

For the 43142, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 43142?

  • • The average homeowners insurance premium paid annually for a home in 43142 is around $682 per year.

What does it cost on average per month for home insurance in 43142?

  • • Homeowners in 43142 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 43142?

  • • Autoowners in 43142 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Milledgeville, check out other zip codes nearby 43142.
To review average rates in another zip code, click on a zip code below:
43142  | 

Home Replacement Cost Coverage in 43142

Average Building Cost Per Square Foot in 43142: $111

Location: Milledgeville, Ohio (Fayette County)

Average Square Footage in 43142: 826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43142 before you start any project. Milledgeville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43142 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43142 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 826 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milledgeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111826$91,700
Additional Upgrades & Added Features$139826$114,625
Major Home Updates or Advancements$167826$137,550

It's important to understand that when you estimate your replacement cost of your home in the 43142 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43142

Best Home & Auto Insurance Agencies in 43142

Housing Demographics for 43142

Population Review for 43142 Zip Code

For the city of Milledgeville, the population within 43142 has increased to over 0 residents in population size. The current population total is 94. We have broken down the population based on race below. In 43142, there are over 47 in male population and 47 females.

PopulationValues
Total Population94
White Population87
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population47
Female Population47
Population Estimate0

Household Data for 43142

The average number of homes in 43142 is around 43, there are an average of 2.19 per household. The average house value according to local real estate values is around $91,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode43
Persons Per Household2.19
Average House Value$91,700
Income Per Household$47778
Median Age37.5
Median Age Male43.5
Median Age Female35.5
43142 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code740/937
CityMilledgeville
City Alias NameMILLEDGEVILLE
CountyFayette
County FIPS047
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA47920
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWashington Court House, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population29030
CBSA Division Population0
Congressional District15
Congressional LandArea4738.93
Delivery Residential0
Delivery Business0
Delivery Total927
Preferred Last Line KeyX21898
Classification CodeP
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21898
Land Area0.089000
Water Area0.000000
City Alias Code
City Mixed CaseMilledgeville
City Alias Mixed CaseMilledgeville
Box Count56
SFDU0
MFDU0
State ANSI39
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385250
Unique ZIP Name
SSA State County Code36240
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseFayette

Ohio Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]