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Compare 13203 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Syracuse just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,244 neighbors looking to save on their home insurance policy in the local 13203 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 13203. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Syracuse, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Syracuse, NY

13203 Home Insurance Average Premiums

Local 13203 homeowners insurance quotes comparison

$768 /yr.

Shows Zip Code: 13203 lowest rates with discounts applied on average.

For the 13203, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$768 /yr.
Average Coverage:$1018 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1318 /yr.

What is the average home insurance cost for a home in 13203?

  • • The average homeowners insurance premium paid annually for a home in 13203 is around $1018 per year.

What does it cost on average per month for home insurance in 13203?

  • • Homeowners in 13203 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 13203?

  • • Autoowners in 13203 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Syracuse area, check out other zip codes nearby 13203.
Review average rates in another zip code:
13202 homeowners insurance rates
13214 homeowners insurance rates
13208 homeowners insurance rates
13215 homeowners insurance rates
13207 homeowners insurance rates
13224 homeowners insurance rates
13210 homeowners insurance rates
13206 homeowners insurance rates
13212 homeowners insurance rates
13219 homeowners insurance rates

Home Replacement Cost Coverage in 13203

Average Building Cost Per Square Foot in 13203: $205

Location: Syracuse, New York (Onondaga County)

Average Square Footage in 13203: 617 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13203 before you start any project. Syracuse homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13203 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13203 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 617 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Syracuse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205617$126,500
Additional Upgrades & Added Features$256617$158,125
Major Home Updates or Advancements$308617$189,750

It's important to understand that when you estimate your replacement cost of your home in the 13203 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13203

Best Home & Auto Insurance Agencies in 13203

Best- Patricia A - State Farm Insurance Agent

Address: 201 N Townsend St Syracuse, NY 13203
Phone:
Website:
Info:

Housing Demographics for 13203

Population Review for 13203 Zip Code

For the city of Syracuse, the population within 13203 has increased to over 15,940 residents in population size. The current population total is 16,240. We have broken down the population based on race below. In 13203, there are over 8109 in male population and 8131 females.

PopulationValues
Total Population16,240
White Population7836
Black Population4457
Hispanic Population1640
Asian Population1511
Hawaiian Population10
Indian Population195
Other Population570
Male Population8109
Female Population8131
Population Estimate15940

Household Data for 13203

The average number of homes in 13203 is around 7,244, there are an average of 2.14 per household. The average house value according to local real estate values is around $126,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,244
Persons Per Household2.14
Average House Value$126,500
Income Per Household$40118
Median Age36.2
Median Age Male35.9
Median Age Female36.5
13203 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315/680
CitySyracuse
City Alias NameSYRACUSE
CountyOnondaga
County FIPS067
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses281
Number Of Employees8466
Business First Quarter Payroll129359
Business Annual Payroll486016
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22
Congressional LandArea5077.45
Delivery Residential7449
Delivery Business431
Delivery Total8754
Preferred Last Line KeyV16466
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV16466
Land Area1.700000
Water Area0.000000
City Alias Code
City Mixed CaseSyracuse
City Alias Mixed CaseSyracuse
Box Count0
SFDU4653
MFDU2744
State ANSI36
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358360
Unique ZIP Name
SSA State County Code33520
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOnondaga

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]