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11354, NY Home Insurance

In the zip code of 11354, the population size is around 61,276, which consists of 23,010 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Flushing, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $960 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 11354 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Flushing. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Flushing, NY Homeowners Insurance Online Rates Today!

11354 Home Insurance Average Premiums

Local 11354 homeowners insurance quotes comparison

$710 /yr.

Shows Zip Code: 11354 lowest rates with discounts applied on average.

For the 11354, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$710 /yr.
Average Coverage:$960 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1260 /yr.

What is the average home insurance cost for a home in 11354?

  • • The average homeowners insurance premium paid annually for a home in 11354 is around $960 per year.

What does it cost on average per month for home insurance in 11354?

  • • Homeowners in 11354 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 11354?

  • • Autoowners in 11354 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flushing area, check out other zip codes nearby 11354.
Review average rates in another zip code:
11358 homeowners insurance rates
11367 homeowners insurance rates
11354 homeowners insurance rates
11355 homeowners insurance rates

Home Replacement Cost Coverage in 11354

Average Building Cost Per Square Foot in 11354: $205

Location: Flushing, New York (Queens County)

Average Square Footage in 11354: 2,560 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11354 before you start any project. Flushing homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11354 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11354 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,560 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flushing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,560$524,700
Additional Upgrades & Added Features$2562,560$655,875
Major Home Updates or Advancements$3082,560$787,050

It's important to understand that when you estimate your replacement cost of your home in the 11354 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11354

Allstate Insurance - Sean Cohen

Address: 152-20 Northern Blvd Flushing, NY 11354
Phone: (718)353-3500
Website:

Best Home & Auto Insurance Agencies in 11354

Allstate Insurance - Sean Cohen

Address: 152-20 Northern Blvd Flushing, NY 11354
Phone:
Website:
Info:

Allstate Insurance Company - Diana Rezhets

Address: 34-42 Union St Flushing, NY 11354
Phone:
Website: http://www.newyork.citysearch.com/profile/666437690/flushing_ny/allstate_insurance_company_diana_rezhets.html
Info:

Allstate Insurance Company - David Chan

Address: 13523 Northern Blvd Flushing, NY 11354
Phone:
Website: http://www.newyork.citysearch.com/profile/666915970/flushing_ny/allstate_insurance_company_david_chan.html
Info:

Ralph Palmiotto - Allstate Agent

Address: 2532 168th St, Ste 2,Flushing New York, NY 11354
Phone:
Website: http://www.allstateagencies.com/RPalmiotto/Welcome/
Info:

Rezhets, Diana - Allstate Insurance Company

Address: 3542 Union St Flushing, NY 11354
Phone:
Website: http://www.allstateagencies.com/DianaRezhets/Welcome/
Info:

Housing Demographics for 11354

Population Review for 11354 Zip Code

For the city of Flushing, the population within 11354 has increased to over 56,678 residents in population size. The current population total is 61,276. We have broken down the population based on race below. In 11354, there are over 28828 in male population and 32448 females.

PopulationValues
Total Population61,276
White Population8722
Black Population2157
Hispanic Population9785
Asian Population41169
Hawaiian Population23
Indian Population255
Other Population5795
Male Population28828
Female Population32448
Population Estimate56678

Household Data for 11354

The average number of homes in 11354 is around 23,010, there are an average of 2.57 per household. The average house value according to local real estate values is around $524,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,010
Persons Per Household2.57
Average House Value$524,700
Income Per Household$52273
Median Age45.5
Median Age Male43.1
Median Age Female47.5
11354 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code929/347/718/917
CityFlushing
City Alias NameFLUSHING
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3725
Number Of Employees29351
Business First Quarter Payroll349235
Business Annual Payroll1534043
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District03|06|14
Congressional LandArea254.92|29.78|28.29
Delivery Residential22054
Delivery Business3411
Delivery Total25681
Preferred Last Line KeyV13365
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV13365
Land Area2.152000
Water Area0.023000
City Alias Code
City Mixed CaseFlushing
City Alias Mixed CaseFlushing
Box Count174
SFDU4746
MFDU17297
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number352895
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]