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Homeowners Insurance in 10452

For homeowners living in 10452, you want more affordable home insurance rates in Bronx, right? Our rates are very competitive for homeowners living in the great city of Bronx, NY. Many homeowners living in the 10452 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 10452 should appear in the zip code field ready to go. Comparing Bronx, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

10452 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Bronx pay around $962 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 10452 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Bronx homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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10452 Home Insurance Average Premiums

Local 10452 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 10452 lowest rates with discounts applied on average.

For the 10452, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 10452?

  • • The average homeowners insurance premium paid annually for a home in 10452 is around $962 per year.

What does it cost on average per month for home insurance in 10452?

  • • Homeowners in 10452 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 10452?

  • • Autoowners in 10452 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10452.
Review average rates in another zip code:
10469 homeowners insurance rates
10451 homeowners insurance rates
10475 homeowners insurance rates
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10457 homeowners insurance rates
10470 homeowners insurance rates
10460 homeowners insurance rates
10459 homeowners insurance rates
10455 homeowners insurance rates
10461 homeowners insurance rates

Home Replacement Cost Coverage in 10452

Average Building Cost Per Square Foot in 10452: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10452: 1,832 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10452 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10452 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10452 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,832 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,832$375,600
Additional Upgrades & Added Features$2561,832$469,500
Major Home Updates or Advancements$3081,832$563,400

It's important to understand that when you estimate your replacement cost of your home in the 10452 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10452

Allstate Insurance - DeNean A. Tirado-Braxton

Address: 1209 Jerome Ave. Bronx, NY 10452
Phone: (718)992-6153
Website: www.iypx.com/kdrt/clicktrack.asp?mbid=482

Best Home & Auto Insurance Agencies in 10452

Allstate Insurance - DeNean A. Tirado-Braxton

Address: 1209 Jerome Ave Bronx, NY 10452
Phone:
Website: http://www.iypx.com/kdrt/clicktrack.asp?mbid=482
Info:

Housing Demographics for 10452

Population Review for 10452 Zip Code

For the city of Bronx, the population within 10452 has increased to over 77,375 residents in population size. The current population total is 77,564. We have broken down the population based on race below. In 10452, there are over 36283 in male population and 41281 females.

PopulationValues
Total Population77,564
White Population5109
Black Population23794
Hispanic Population53489
Asian Population1236
Hawaiian Population115
Indian Population1185
Other Population35336
Male Population36283
Female Population41281
Population Estimate77375

Household Data for 10452

The average number of homes in 10452 is around 26,636, there are an average of 2.83 per household. The average house value according to local real estate values is around $375,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,636
Persons Per Household2.83
Average House Value$375,600
Income Per Household$33877
Median Age34.3
Median Age Male32.3
Median Age Female36.1
10452 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/646/929/718/917/212
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses789
Number Of Employees5702
Business First Quarter Payroll50510
Business Annual Payroll244255
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District15
Congressional LandArea14.54
Delivery Residential27341
Delivery Business1061
Delivery Total29644
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area0.982000
Water Area0.000000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count651
SFDU596
MFDU26251
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]