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10013 Home Insurance Rates & Premiums

Did you know there are over 31,042 people living within the 10013 zip code area? There are over 13,631 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 10013.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $732 a year for a standard homeowners insurance policy in New York. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: New York, NY Homeowners Insurance Quotes Online

10013 Home Insurance Average Premiums

Local 10013 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 10013 lowest rates with discounts applied on average.

For the 10013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1032 /yr.

What is the average home insurance cost for a home in 10013?

  • • The average homeowners insurance premium paid annually for a home in 10013 is around $732 per year.

What does it cost on average per month for home insurance in 10013?

  • • Homeowners in 10013 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 10013?

  • • Autoowners in 10013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10013.
Review average rates in another zip code:
10004 homeowners insurance rates
10069 homeowners insurance rates
10005 homeowners insurance rates
10023 homeowners insurance rates
10039 homeowners insurance rates
10028 homeowners insurance rates
10019 homeowners insurance rates
10033 homeowners insurance rates
10021 homeowners insurance rates
10026 homeowners insurance rates

Home Replacement Cost Coverage in 10013

Average Building Cost Per Square Foot in 10013: $205

Location: New York, New York (New York County)

Average Square Footage in 10013: 9,756 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10013 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 9,756 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2059,756$2,000,000
Additional Upgrades & Added Features$2569,756$2,500,000
Major Home Updates or Advancements$3089,756$3,000,000

It's important to understand that when you estimate your replacement cost of your home in the 10013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10013

Allstate Insurance - Frank Eng

Address: 14 Bowery 3rd Floor New York, NY 10013
Phone: (212)385-0300
Website:

888-ITS-LOST

Address: 52 Beach Street Suite 5B New York, NY 10013
Phone: (888)487-5678
Website:

Best Home & Auto Insurance Agencies in 10013

Allstate Insurance - Frank Eng

Address: 14 Bowery, Fl 3rd New York, NY 10013
Phone:
Website:
Info:

Frank Eng - Allstate Agent

Address: 14 Bowery, Ste 3 New York, NY 10013
Phone:
Website: http://www.allstateagencies.com/FrankEng/Welcome/
Info:

Eastern Insurance

Address: 70 Bowery New York, NY 10013
Phone:
Website: http://www.easternbrokerage.com
Info:

Allstate Insurance Company - Stephen Chin

Address: 373 Broadway New York, NY 10013
Phone:
Website: http://www.allstate.com/
Info:

Allstate Insurance Company - Frank Eng

Address: 14 Bowery New York, NY 10013
Phone:
Website: http://www.newyork.citysearch.com/profile/662233520/new_york_ny/allstate_insurance_company_frank_eng.html
Info:

Housing Demographics for 10013

Population Review for 10013 Zip Code

For the city of New York, the population within 10013 has increased to over 32,302 residents in population size. The current population total is 31,042. We have broken down the population based on race below. In 10013, there are over 14897 in male population and 16145 females.

PopulationValues
Total Population31,042
White Population17232
Black Population1133
Hispanic Population2337
Asian Population9166
Hawaiian Population28
Indian Population42
Other Population984
Male Population14897
Female Population16145
Population Estimate32302

Household Data for 10013

The average number of homes in 10013 is around 13,631, there are an average of 2.12 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,631
Persons Per Household2.12
Average House Value$2,000,000
Income Per Household$137572
Median Age35.9
Median Age Male36.3
Median Age Female35.5
10013 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/646/212/718/929/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4574
Number Of Employees68109
Business First Quarter Payroll3384016
Business Annual Payroll9403349
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District10
Congressional LandArea14.25
Delivery Residential15237
Delivery Business4004
Delivery Total20214
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.544000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count499
SFDU304
MFDU14928
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]