Compare quotes for your home in 10007! Compare the best 12 carriers in minutes.
10007 Home Insurance Rates
Getting multiple homeowners insurance rates in 10007 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of New York, NY. Many homeowners based out of the 10007 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our New York licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 10007 should appear in the zip code field ready to go. For New York, NY Home Insurance Quotes, Click to easily get started!
10007 Homeowners Insurance Rates, Average Rating: High!
Your homeowners insurance policy in 10007 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in New York. For a basic HO-3, standard homeowners policy, the average premium per year in New York is around $732. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 10007 zip code today and let us help you save time and money on your homeowners insurance premium.
10007 Home Insurance Average Premiums
For the 10007, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $482 /yr. |
Average Coverage: | $732 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1032 /yr. |
What is the average home insurance cost for a home in 10007?
- • The average homeowners insurance premium paid annually for a home in 10007 is around $732 per year.
What does it cost on average per month for home insurance in 10007?
- • Homeowners in 10007 pay a monthly average cost per month around $61.00.
What kind of discount could I get if I combine my home and auto insurance together in 10007?
- • Autoowners in 10007 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the New York area, check out other zip codes nearby 10007.
Review average rates in another zip code:
10039 homeowners insurance rates
10014 homeowners insurance rates
10010 homeowners insurance rates
10162 homeowners insurance rates
10006 homeowners insurance rates
10030 homeowners insurance rates
10029 homeowners insurance rates
10031 homeowners insurance rates
10037 homeowners insurance rates
10036 homeowners insurance rates
Home Replacement Cost Coverage in 10007
Average Building Cost Per Square Foot in 10007: $205
Location: New York, New York (New York County)Average Square Footage in 10007: 9,756 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 10007 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10007 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 10007 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 9,756 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 9,756 | $2,000,000 |
Additional Upgrades & Added Features | $256 | 9,756 | $2,500,000 |
Major Home Updates or Advancements | $308 | 9,756 | $3,000,000 |
It's important to understand that when you estimate your replacement cost of your home in the 10007 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 10007
Best Home & Auto Insurance Agencies in 10007
Meilee Fu Agency Inc - State Farm Insurance Agent
Address: 299 Broadway New York, NY 10007Phone:
Website: http://www.newyork.citysearch.com/profile/external/46266234/new_york_ny/meilee_fu_agcy_inc_state_farm_insurance_agent.html
Info:
Meilee Fu Agency Inc State Farm Insurance
Address: 299 Broadway, Ste 805 New York, NY 10007Phone:
Website: http://www.meileefuagency.net/
Info:
10 007 New-York-City-Auto-Insurance.com Car Quotes
Address: 79 Warren St New York, NY 10007Phone:
Website: http://www.new-york-city-auto-insurance.com/
Info:
Housing Demographics for 10007
Population Review for 10007 Zip Code
For the city of New York, the population within 10007 has increased to over 9,309 residents in population size. The current population total is 8,421. We have broken down the population based on race below. In 10007, there are over 4618 in male population and 3803 females.
Population | Values |
---|---|
Total Population | 8,421 |
White Population | 5660 |
Black Population | 526 |
Hispanic Population | 790 |
Asian Population | 1306 |
Hawaiian Population | 10 |
Indian Population | 8 |
Other Population | 126 |
Male Population | 4618 |
Female Population | 3803 |
Population Estimate | 9309 |
Household Data for 10007
The average number of homes in 10007 is around 3,322, there are an average of 2.28 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 3,322 |
Persons Per Household | 2.28 |
Average House Value | $2,000,000 |
Income Per Household | $250000 |
Median Age | 35.0 |
Median Age Male | 35.5 |
Median Age Female | 34.4 |
10007 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | P |
City Alias Abbreviation | |
Area Code | 929/212/646/917/332/347/718 |
City | New York |
City Alias Name | NEW YORK |
County | New York |
County FIPS | 061 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5600 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35614 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | New York, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1410 |
Number Of Employees | 40684 |
Business First Quarter Payroll | 1595738 |
Business Annual Payroll | 6181201 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 11576251 |
Congressional District | 10 |
Congressional LandArea | 14.25 |
Delivery Residential | 4083 |
Delivery Business | 1161 |
Delivery Total | 5244 |
Preferred Last Line Key | V14966 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
City State Key | V14966 |
Land Area | 0.160000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | New York |
City Alias Mixed Case | New York |
Box Count | 0 |
SFDU | 13 |
MFDU | 4070 |
State ANSI | 36 |
County ANSI | 061 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 355825 |
Unique ZIP Name | |
SSA State County Code | 33420 |
Medicare CBSA Code | 35614 |
Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | New York |
New York Homeowners Insurance News & Information
-
Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
-
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
-
Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]