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Home Insurance in 08629

Our rates are very competitive for homeowners living in the 08629 zip code. Many homeowners based out of Trenton, NJ have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NJ licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08629 should appear in the zip code field ready to go.

08629 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Trenton area? The average homeowners premium in 08629 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 08629, you can expect to pay around $963 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 08629

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New Jersey. Start your 08629 home insurance shopping today!

  1. Trenton, NJ Home Insurance Quotes

08629 Home Insurance Average Premiums

Local 08629 homeowners insurance quotes comparison

$713 /yr.

Shows Zip Code: 08629 lowest rates with discounts applied on average.

For the 08629, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$713 /yr.
Average Coverage:$963 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1263 /yr.

What is the average home insurance cost for a home in 08629?

  • • The average homeowners insurance premium paid annually for a home in 08629 is around $963 per year.

What does it cost on average per month for home insurance in 08629?

  • • Homeowners in 08629 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08629?

  • • Autoowners in 08629 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trenton area, check out other zip codes nearby 08629.
Review average rates in another zip code:
08620 homeowners insurance rates
08629 homeowners insurance rates
08608 homeowners insurance rates
08638 homeowners insurance rates
08618 homeowners insurance rates
08628 homeowners insurance rates
08619 homeowners insurance rates
08609 homeowners insurance rates
08690 homeowners insurance rates
08610 homeowners insurance rates

Home Replacement Cost Coverage in 08629

Average Building Cost Per Square Foot in 08629: $193

Location: Trenton, New Jersey (Mercer County)

Average Square Footage in 08629: 558 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08629 before you start any project. Trenton homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08629 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08629 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 558 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193558$107,700
Additional Upgrades & Added Features$241558$134,625
Major Home Updates or Advancements$290558$161,550

It's important to understand that when you estimate your replacement cost of your home in the 08629 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08629

Best Home & Auto Insurance Agencies in 08629

Housing Demographics for 08629

Population Review for 08629 Zip Code

For the city of Trenton, the population within 08629 has increased to over 12,716 residents in population size. The current population total is 13,359. We have broken down the population based on race below. In 08629, there are over 6641 in male population and 6718 females.

PopulationValues
Total Population13,359
White Population2116
Black Population4603
Hispanic Population6710
Asian Population234
Hawaiian Population18
Indian Population249
Other Population4485
Male Population6641
Female Population6718
Population Estimate12716

Household Data for 08629

The average number of homes in 08629 is around 4,201, there are an average of 3.18 per household. The average house value according to local real estate values is around $107,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,201
Persons Per Household3.18
Average House Value$107,700
Income Per Household$73054
Median Age33.7
Median Age Male33.2
Median Age Female34.1
08629 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609
CityTrenton
City Alias NameTRENTON
CountyMercer
County FIPS021
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA8480
CSA408
CBSA45940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTrenton-Princeton, NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameTrenton, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses109
Number Of Employees1277
Business First Quarter Payroll17636
Business Annual Payroll68166
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population366513
CBSA Division Population0
Congressional District03|12
Congressional LandArea899.7|412.23
Delivery Residential3999
Delivery Business118
Delivery Total6837
Preferred Last Line KeyV11575
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV11575
Land Area0.791000
Water Area0.000000
City Alias Code
City Mixed CaseTrenton
City Alias Mixed CaseTrenton
Box Count282
SFDU3982
MFDU17
State ANSI34
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number338550
Unique ZIP Name
SSA State County Code31260
Medicare CBSA Code45940
Medicare CBSA NameTrenton-Princeton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMercer

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

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