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Searching for Homeowners Insurance in 07712

If you are a homeowners that lives in 07712 you may be searching for more affordable homeowners insurance in Asbury Park. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Asbury Park, NJ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New Jersey licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 07712 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Asbury Park, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 07712 Home Insurance Costs: high!

In Asbury Park, homeowners are paying roughly $877 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 07712 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Asbury Park are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 07712 policy right now!

07712 Home Insurance Average Premiums

Local 07712 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 07712 lowest rates with discounts applied on average.

For the 07712, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$627 /yr.
Average Coverage:$877 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1177 /yr.

What is the average home insurance cost for a home in 07712?

  • • The average homeowners insurance premium paid annually for a home in 07712 is around $877 per year.

What does it cost on average per month for home insurance in 07712?

  • • Homeowners in 07712 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 07712?

  • • Autoowners in 07712 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Asbury Park area, check out other zip codes nearby 07712.
Review average rates in another zip code:
07712 homeowners insurance rates

Home Replacement Cost Coverage in 07712

Average Building Cost Per Square Foot in 07712: $193

Location: Asbury Park, New Jersey (Monmouth County)

Average Square Footage in 07712: 2,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07712 before you start any project. Asbury Park homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07712 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07712 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,338 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Asbury Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,338$451,300
Additional Upgrades & Added Features$2412,338$564,125
Major Home Updates or Advancements$2902,338$676,950

It's important to understand that when you estimate your replacement cost of your home in the 07712 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07712

Best Home & Auto Insurance Agencies in 07712

Bayshore Insurance Agency

Address: 3301 Fairmont Ave Ocean, NJ 07712
Phone:
Website:
Info:

Jeffries- James F - State Farm Insurance Agent

Address: 3329 Sunset Ave Ocean, NJ 07712
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 07712

Population Review for 07712 Zip Code

For the city of Asbury Park, the population within 07712 has increased to over 40,736 residents in population size. The current population total is 39,397. We have broken down the population based on race below. In 07712, there are over 19021 in male population and 20376 females.

PopulationValues
Total Population39,397
White Population22384
Black Population7976
Hispanic Population6797
Asian Population1846
Hawaiian Population22
Indian Population224
Other Population3463
Male Population19021
Female Population20376
Population Estimate40736

Household Data for 07712

The average number of homes in 07712 is around 17,503, there are an average of 2.24 per household. The average house value according to local real estate values is around $451,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,503
Persons Per Household2.24
Average House Value$451,300
Income Per Household$84328
Median Age41.4
Median Age Male40.2
Median Age Female42.8
07712 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/848
CityAsbury Park
City Alias NameASBURY PARK
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1046
Number Of Employees11290
Business First Quarter Payroll135289
Business Annual Payroll635436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District04|06
Congressional LandArea691.88|215.55
Delivery Residential18186
Delivery Business1260
Delivery Total19884
Preferred Last Line KeyV10042
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10042
Land Area12.227000
Water Area0.375000
City Alias Code
City Mixed CaseAsbury Park
City Alias Mixed CaseAsbury Park
Box Count281
SFDU9139
MFDU3703
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number330255
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]