Compare 07208 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Elizabeth just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,289 neighbors looking to save on their home insurance policy in the local 07208 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 07208. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Jersey rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Elizabeth, NJ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Elizabeth, NJ

07208 Home Insurance Average Premiums

Local 07208 homeowners insurance quotes comparison

$699 /yr.

Shows Zip Code: 07208 lowest rates with discounts applied on average.

For the 07208, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$699 /yr.
Average Coverage:	$949 /yr.
2600 sq. ft. or higher (all discounts applied)	$1249 /yr.

What is the average home insurance cost for a home in 07208?

• The average homeowners insurance premium paid annually for a home in 07208 is around $949 per year.

What does it cost on average per month for home insurance in 07208?

• Homeowners in 07208 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 07208?

• Autoowners in 07208 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elizabeth area, check out other zip codes nearby 07208.
Review average rates in another zip code:
07202 homeowners insurance rates
07208 homeowners insurance rates
07201 homeowners insurance rates

Home Replacement Cost Coverage in 07208

Average Building Cost Per Square Foot in 07208: $193

Location: Elizabeth, New Jersey (Union County)

Average Square Footage in 07208: 1,808 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07208 before you start any project. Elizabeth homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07208 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07208 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,808 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elizabeth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$193	1,808	$348,900
Additional Upgrades & Added Features	$241	1,808	$436,125
Major Home Updates or Advancements	$290	1,808	$523,350

Calculate Your Dwelling Coverage in 07208

It's important to understand that when you estimate your replacement cost of your home in the 07208 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 07208

OMEGA INSURANCE AGENCY

Address: 623 Westfield Ave Elizabeth, NJ 07208
Phone:
Website: http://www.omegainsagency.com/
Info:

Costa DO Sol Agency

Address: 650 Newark Ave Elizabeth, NJ 07208
Phone:
Website: http://www.progressiveagent.com/Costa-Do-Sol-Agency-Elizabeth
Info:

United Risk Management Services

Address: 411 Westfield Ave Elizabeth, NJ 07208
Phone:
Website:
Info:

Griffith Brothers

Address: 277 N Broad St Elizabeth, NJ 07208
Phone:
Website: http://www.northjersey.citysearch.com/profile/666956900/elizabeth_nj/griffith_brothers.html
Info:

Housing Demographics for 07208

Population Review for 07208 Zip Code

For the city of Elizabeth, the population within 07208 has increased to over 32,248 residents in population size. The current population total is 33,561. We have broken down the population based on race below. In 07208, there are over 16242 in male population and 17319 females.

Population	Values
Total Population	33,561
White Population	8317
Black Population	6437
Hispanic Population	19239
Asian Population	1048
Hawaiian Population	16
Indian Population	380
Other Population	9948
Male Population	16242
Female Population	17319
Population Estimate	32248

Household Data for 07208

The average number of homes in 07208 is around 12,289, there are an average of 2.72 per household. The average house value according to local real estate values is around $348,900. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,289
Persons Per Household	2.72
Average House Value	$348,900
Income Per Household	$54683
Median Age	37.1
Median Age Male	36.8
Median Age Female	37.5

07208 Details	Values
State	NJ
State Full Name	New Jersey
City Type	P
City Alias Abbreviation
Area Code	908
City	Elizabeth
City Alias Name	ELIZABETH
County	Union
County FIPS	039
State FIPS	34
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5640
CSA	408
CBSA	35620
CBSA_DIV	35084
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	Newark, NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	468
Number Of Employees	3726
Business First Quarter Payroll	33853
Business Annual Payroll	152124
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	2090358
Congressional District	08\|10
Congressional LandArea	54.69\|75.92
Delivery Residential	11856
Delivery Business	638
Delivery Total	12599
Preferred Last Line Key	V10411
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	Newark, NJ
City State Key	V10411
Land Area	1.792000
Water Area	0.006000
City Alias Code
City Mixed Case	Elizabeth
City Alias Mixed Case	Elizabeth
Box Count	89
SFDU	4769
MFDU	5532
State ANSI	34
County ANSI	039
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	332370
Unique ZIP Name
SSA State County Code	31370
Medicare CBSA Code	35084
Medicare CBSA Name	Newark, NJ-PA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Union

New Jersey Homeowners Insurance News & Information

Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]

Home Insurance Quotes in 07208!