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Compare 07044 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Verona just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,862 neighbors looking to save on their home insurance policy in the local 07044 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 07044. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Jersey rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Verona, NJ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Verona, NJ

07044 Home Insurance Average Premiums

Local 07044 homeowners insurance quotes comparison

$689 /yr.

Shows Zip Code: 07044 lowest rates with discounts applied on average.

For the 07044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$689 /yr.
Average Coverage:$939 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1239 /yr.

What is the average home insurance cost for a home in 07044?

  • • The average homeowners insurance premium paid annually for a home in 07044 is around $939 per year.

What does it cost on average per month for home insurance in 07044?

  • • Homeowners in 07044 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 07044?

  • • Autoowners in 07044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Verona area, check out other zip codes nearby 07044.
Review average rates in another zip code:
07044 homeowners insurance rates

Home Replacement Cost Coverage in 07044

Average Building Cost Per Square Foot in 07044: $193

Location: Verona, New Jersey (Essex County)

Average Square Footage in 07044: 2,505 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07044 before you start any project. Verona homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,505 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Verona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,505$483,400
Additional Upgrades & Added Features$2412,505$604,250
Major Home Updates or Advancements$2902,505$725,100

It's important to understand that when you estimate your replacement cost of your home in the 07044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07044

Allstate Insurance -Timothy K Brown

Address: 155 Pompton Avenue Verona, NJ 07044
Phone: (973)857-5254
Website:

Best Home & Auto Insurance Agencies in 07044

Paglianite- Gregory - State Farm Insurance Agent

Address: 457 Bloomfield Ave Verona, NJ 07044
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance -Timothy K Brown

Address: 155 Pompton Ave Verona, NJ 07044
Phone:
Website:
Info:

Housing Demographics for 07044

Population Review for 07044 Zip Code

For the city of Verona, the population within 07044 has increased to over 14,706 residents in population size. The current population total is 14,572. We have broken down the population based on race below. In 07044, there are over 6916 in male population and 7656 females.

PopulationValues
Total Population14,572
White Population11893
Black Population339
Hispanic Population1431
Asian Population704
Hawaiian Population2
Indian Population18
Other Population379
Male Population6916
Female Population7656
Population Estimate14706

Household Data for 07044

The average number of homes in 07044 is around 5,862, there are an average of 2.48 per household. The average house value according to local real estate values is around $483,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,862
Persons Per Household2.48
Average House Value$483,400
Income Per Household$141040
Median Age43.6
Median Age Male42.7
Median Age Female44.4
07044 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code973
CityVerona
City Alias NameVERONA
CountyEssex
County FIPS013
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses398
Number Of Employees2816
Business First Quarter Payroll30874
Business Annual Payroll143518
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District10|11
Congressional LandArea75.92|504.97
Delivery Residential5930
Delivery Business391
Delivery Total6506
Preferred Last Line KeyV11630
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV11630
Land Area2.794000
Water Area0.021000
City Alias Code
City Mixed CaseVerona
City Alias Mixed CaseVerona
Box Count34
SFDU4200
MFDU1598
State ANSI34
County ANSI013
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number335370
Unique ZIP Name
SSA State County Code31200
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseEssex

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]