Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Hillsborough County, NH agent.

Hillsborough County, NH Homeowners Insurance Quotes

Getting the afforable homeowners coverage that you want in Hillsborough County can be difficult with so many options available from local captive agents to the online comparison marketplace. It is important to know that proper coverage means doing the necessary research on your own or speaking with a home insurance professional that can help you find the affordable coverage you need with a carrier you trust. Shopping online with us at GetHomeInsuranceQuotes.com of New Hampshire allows you to get top quality service from the best insurance carriers available in your area. Our rates can be shared with you online, through email, on the phone or even on our chat mesage service to help make shopping easier for you. It's important you know the coverage options available for your home in Hillsborough County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current policy. And most of all, we can provide easy ways to help you save more money while getting more protection for your home in case if something happens. Start your online home insurance quote today!

Hillsborough County, NH Prices Per Year

New Hampshire homeowners insurance premiums are on the increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Hillsborough County is ranked lower in the nation with an average annual premium of $1048/yr. When comparing home insurance cost and coverage options, it's important to understand that the base premium for a standard homeowners policy may look great in terms of affordability, but maybe not so helpful in terms of the coverage and protection when you need it the most. Let us help you first compare quotes and then we can provide a free consultation to help you determine the best company and coverage options available in Hillsborough County.

Coastal Hillsborough County, NH Home Insurance Rates

For coastal properties, flood protection is crucial for areas like Hillsborough County that are prone to hurricanes, flooding and tropical storms. We recommend you speak with your home insurance agent if you have questions about your coastal policy coverage. A flood insurance policy is not part of your standard homeowners policy, but can easily be bundled to help give you the added protection you need by combining an HO-3 policy with wind and hail coverage plus flood insurance. We offer an easy way to review the best flood insurance rates for Hillsborough County, please give us a call at at 1-855-976-2656. If you are only looking for flood insurance only then please contact our flood insurance agent at 1-888-620-1954 for completitive flood insurance rates in Hillsborough County.

For all Hillsborough County, NH residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Hillsborough County? Simply enter your zip code to get your New Hampshire homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Hillsborough County, NH Housing Demographics

With 400,721 residents living within the Hillsborough County area there are over 166,053 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 103,959 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Hillsborough County.

DemographicValues
Total Occupied Households155,466
Family Households (families)103,959
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units166,053

Hillsborough County, NH Coastal Wind, Hail & Flood Information

For all homeowners living in Hillsborough County (FIPS: 33011), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of New Hampshire is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Hillsborough County, NH, it's important that you look into hurricane and windstorm insurance options.

Hillsborough County, NH Home Insurance Average Premiums

Local Hillsborough, NH homeowners insurance quotes comparison

$838 /yr.

New Hampshire's Average Home Insurance Rates Overall

For the state of New Hampshire, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 34 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$636 /yr.
Current Average Cost:$838 /yr.
Maximum Range:$1048 /yr.

Hillsborough County, NH Coastal Wind, Hail & Flood Information

Hillsborough is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

New Hampshire Homeowners Insurance News & Information

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

Discounts For Homeowners in Hillsborough County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your New Hampshire homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Hillsborough County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Hillsborough County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Hillsborough County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Hillsborough County Housing & Real Estate Data

Details:Statistics
Total Housing Units166053
Occupied Housing Units155466
Vacant Housing Units10587
Vacant Housing Units for Rent4170
Vacant Housing Units Rented Not Occupied194
Vacant Housing Units For Sale1595
Vacant Housing Units Sold Not Occupied329
Vacant Housing Units For Seasonal Occasional Use2286
Vacant Housing Units All Other Vacants2013
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units155466
Housing Tenure Occupied Units Owner Occupied103951
Housing Tenure Occupied Units Owner Occupied Population279122
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied51515
Housing Tenure Occupied Units Renter Occupied Population113840
Housing Tenure Occupied Units Renter Occupied Average Household Size2