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Homeowners Insurance in 68134

For homeowners living in 68134, you want more affordable home insurance rates in Omaha, right? Our rates are very competitive for homeowners living in the great city of Omaha, NE. Many homeowners living in the 68134 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 68134 should appear in the zip code field ready to go. Comparing Omaha, NE Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

68134 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Omaha pay around $1200 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Nebraska home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 68134 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Omaha homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Nebraska home insurance premium today!

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68134 Home Insurance Average Premiums

Local 68134 homeowners insurance quotes comparison

$950 /yr.

Shows Zip Code: 68134 lowest rates with discounts applied on average.

For the 68134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$950 /yr.
Average Coverage:$1200 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1500 /yr.

What is the average home insurance cost for a home in 68134?

  • • The average homeowners insurance premium paid annually for a home in 68134 is around $1200 per year.

What does it cost on average per month for home insurance in 68134?

  • • Homeowners in 68134 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68134?

  • • Autoowners in 68134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Omaha, check out other zip codes nearby 68134.
To review average rates in another zip code, click on a zip code below:
68136  |  68152  |  68134  |  68122  |  68135  |  68111  |  68164  |  68131  |  68137  |  68157  | 

Home Replacement Cost Coverage in 68134

Average Building Cost Per Square Foot in 68134: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68134: 1,143 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68134 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,143 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,143$160,000
Additional Upgrades & Added Features$1751,143$200,000
Major Home Updates or Advancements$2101,143$240,000

It's important to understand that when you estimate your replacement cost of your home in the 68134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68134

A-B Insurance Agency Inc

Address: 2003 North 72nd Street Omaha, NE 68134
Phone: (402)558-0777
Website:

Best Home & Auto Insurance Agencies in 68134

Associated Underwriters Inc

Address: 8975 Fort St Omaha, NE 68134
Phone:
Website: http://www.aunderwriters.com
Info:

Larry Peters Ins Agency Inc

Address: 10106 Maple St Omaha, NE 68134
Phone:
Website:
Info:

A-B Insurance Agency Inc

Address: 2003 N 72nd St Omaha, NE 68134
Phone:
Website:
Info:

American Family Insurance

Address: 2228 N 91st Plz Omaha, NE 68134
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Pesek- Pauline A

Address: 8611 Blondo St Omaha, NE 68134
Phone:
Website:
Info:

Housing Demographics for 68134

Population Review for 68134 Zip Code

For the city of Omaha, the population within 68134 has increased to over 29,245 residents in population size. The current population total is 28,996. We have broken down the population based on race below. In 68134, there are over 14059 in male population and 14937 females.

PopulationValues
Total Population28,996
White Population18882
Black Population5162
Hispanic Population2284
Asian Population1372
Hawaiian Population30
Indian Population239
Other Population886
Male Population14059
Female Population14937
Population Estimate29245

Household Data for 68134

The average number of homes in 68134 is around 12,353, there are an average of 2.34 per household. The average house value according to local real estate values is around $160,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,353
Persons Per Household2.34
Average House Value$160,000
Income Per Household$59523
Median Age35.2
Median Age Male34.1
Median Age Female36.2
68134 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses716
Number Of Employees9430
Business First Quarter Payroll75193
Business Annual Payroll344066
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential12498
Delivery Business890
Delivery Total15904
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area8.249000
Water Area0.022000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count212
SFDU7553
MFDU4136
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]