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Compare 68073 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 68073 area? The average homeowners premium in Nebraska for a standard homeowners policy is around $1,159/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 68073 zip code, the population size is around 2,182 with 850 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 68073.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Yutan, NE Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NE RateDiscountsSavingsShop Rates
$1,586up to 40% off$634

68073 Home Insurance Average Premiums

Local 68073 homeowners insurance quotes comparison

$909 /yr.

Shows Zip Code: 68073 lowest rates with discounts applied on average.

For the 68073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$909 /yr.
Average Coverage:$1159 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1459 /yr.

What is the average home insurance cost for a home in 68073?

  • • The average homeowners insurance premium paid annually for a home in 68073 is around $1159 per year.

What does it cost on average per month for home insurance in 68073?

  • • Homeowners in 68073 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68073?

  • • Autoowners in 68073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Yutan, check out other zip codes nearby 68073.
To review average rates in another zip code, click on a zip code below:
68073  | 

Home Replacement Cost Coverage in 68073

Average Building Cost Per Square Foot in 68073: $140

Location: Yutan, Nebraska (Saunders County)

Average Square Footage in 68073: 1,404 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68073 before you start any project. Yutan homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,404 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yutan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,404$196,600
Additional Upgrades & Added Features$1751,404$245,750
Major Home Updates or Advancements$2101,404$294,900

It's important to understand that when you estimate your replacement cost of your home in the 68073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68073

Best Home & Auto Insurance Agencies in 68073

Housing Demographics for 68073

Population Review for 68073 Zip Code

For the city of Yutan, the population within 68073 has increased to over 1,888 residents in population size. The current population total is 2,182. We have broken down the population based on race below. In 68073, there are over 1115 in male population and 1067 females.

PopulationValues
Total Population2,182
White Population2071
Black Population13
Hispanic Population41
Asian Population7
Hawaiian Population0
Indian Population7
Other Population5
Male Population1115
Female Population1067
Population Estimate1888

Household Data for 68073

The average number of homes in 68073 is around 850, there are an average of 2.57 per household. The average house value according to local real estate values is around $196,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode850
Persons Per Household2.57
Average House Value$196,600
Income Per Household$86932
Median Age40.1
Median Age Male39.0
Median Age Female40.8
68073 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityYutan
City Alias NameYUTAN
CountySaunders
County FIPS155
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses43
Number Of Employees215
Business First Quarter Payroll2057
Business Annual Payroll11281
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential735
Delivery Business18
Delivery Total952
Preferred Last Line KeyW1A458
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A458
Land Area44.815000
Water Area1.636000
City Alias Code
City Mixed CaseYutan
City Alias Mixed CaseYutan
Box Count165
SFDU516
MFDU0
State ANSI31
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number309960
Unique ZIP Name
SSA State County Code28770
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaunders

Nebraska Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]