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63783 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 63783 zip code it's important to know that our rates are very competitive for homeowners living in Uniontown, MO. Many homeowners based out of your 63783 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 63783 should appear in the zip code field ready to go. For Uniontown, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

63783: Average Home Insurance Rates

For homeowners living in the great city of Uniontown, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $957 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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63783 Home Insurance Average Premiums

Local 63783 homeowners insurance quotes comparison

$707 /yr.

Shows Zip Code: 63783 lowest rates with discounts applied on average.

For the 63783, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$707 /yr.
Average Coverage:$957 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1257 /yr.

What is the average home insurance cost for a home in 63783?

  • • The average homeowners insurance premium paid annually for a home in 63783 is around $957 per year.

What does it cost on average per month for home insurance in 63783?

  • • Homeowners in 63783 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 63783?

  • • Autoowners in 63783 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Uniontown, check out other zip codes nearby 63783.
To review average rates in another zip code, click on a zip code below:
63783  | 

Home Replacement Cost Coverage in 63783

Average Building Cost Per Square Foot in 63783: $122

Location: Uniontown, Missouri (Perry County)

Average Square Footage in 63783: 851 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63783 before you start any project. Uniontown homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63783 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63783 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 851 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Uniontown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122851$103,800
Additional Upgrades & Added Features$153851$129,750
Major Home Updates or Advancements$183851$155,700

It's important to understand that when you estimate your replacement cost of your home in the 63783 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63783

Best Home & Auto Insurance Agencies in 63783

Housing Demographics for 63783

Population Review for 63783 Zip Code

For the city of Uniontown, the population within 63783 has increased to over 176 residents in population size. The current population total is 145. We have broken down the population based on race below. In 63783, there are over 75 in male population and 70 females.

PopulationValues
Total Population145
White Population141
Black Population1
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population75
Female Population70
Population Estimate176

Household Data for 63783

The average number of homes in 63783 is around 56, there are an average of 2.59 per household. The average house value according to local real estate values is around $103,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode56
Persons Per Household2.59
Average House Value$103,800
Income Per Household$0
Median Age49.5
Median Age Male48.5
Median Age Female49.8
63783 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code573
CityUniontown
City Alias NameUNIONTOWN
CountyPerry
County FIPS157
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees47
Business First Quarter Payroll334
Business Annual Payroll1446
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential68
Delivery Business3
Delivery Total71
Preferred Last Line Key012736
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key012736
Land Area5.696000
Water Area0.000000
City Alias Code
City Mixed CaseUniontown
City Alias Mixed CaseUniontown
Box Count0
SFDU68
MFDU0
State ANSI29
County ANSI157
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number286252
Unique ZIP Name
SSA State County Code26780
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CasePerry

Missouri Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]