Get multiple home insurance quotes in 39320. Our licensed 39320, MS agents are ready to serve you.

39320 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 39320 zip code it's important to know that our rates are very competitive for homeowners living in Bailey, MS. Many homeowners based out of your 39320 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 39320 should appear in the zip code field ready to go. For Bailey, MS Homeowners Insurance Quotes nearby, we offer the best rates and service.

39320: Average Home Insurance Rates

For homeowners living in the great city of Bailey, the average homeowners policy is considered very high in comparison to other states. Mississippi premiums are estimated to be around $1399 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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39320 Home Insurance Average Premiums

Local 39320 homeowners insurance quotes comparison

$1149 /yr.

Shows Zip Code: 39320 lowest rates with discounts applied on average.

For the 39320, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1149 /yr.
Average Coverage:$1399 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1699 /yr.

What is the average home insurance cost for a home in 39320?

  • • The average homeowners insurance premium paid annually for a home in 39320 is around $1399 per year.

What does it cost on average per month for home insurance in 39320?

  • • Homeowners in 39320 pay a monthly average cost per month around $117.00.

What kind of discount could I get if I combine my home and auto insurance together in 39320?

  • • Autoowners in 39320 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Bailey, check out other zip codes nearby 39320.
To review average rates in another zip code, click on a zip code below:
39320  | 

Home Replacement Cost Coverage in 39320

Average Building Cost Per Square Foot in 39320: $96

Location: Bailey, Mississippi (Lauderdale County)

Average Square Footage in 39320: 848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39320 before you start any project. Bailey homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39320 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39320 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 848 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bailey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96848$81,400
Additional Upgrades & Added Features$120848$101,750
Major Home Updates or Advancements$144848$122,100

It's important to understand that when you estimate your replacement cost of your home in the 39320 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39320

Best Home & Auto Insurance Agencies in 39320

Housing Demographics for 39320

Population Review for 39320 Zip Code

For the city of Bailey, the population within 39320 has increased to over 1,819 residents in population size. The current population total is 1,594. We have broken down the population based on race below. In 39320, there are over 818 in male population and 776 females.

PopulationValues
Total Population1,594
White Population1274
Black Population263
Hispanic Population33
Asian Population6
Hawaiian Population0
Indian Population2
Other Population16
Male Population818
Female Population776
Population Estimate1819

Household Data for 39320

The average number of homes in 39320 is around 633, there are an average of 2.52 per household. The average house value according to local real estate values is around $81,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode633
Persons Per Household2.52
Average House Value$81,400
Income Per Household$0
Median Age46.2
Median Age Male47.4
Median Age Female45.1
39320 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityBailey
City Alias NameBAILEY
CountyLauderdale
County FIPS075
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMeridian, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees65
Business First Quarter Payroll561
Business Annual Payroll2771
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107449
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential722
Delivery Business15
Delivery Total831
Preferred Last Line KeyY13199
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13199
Land Area46.991000
Water Area0.268000
City Alias Code
City Mixed CaseBailey
City Alias Mixed CaseBailey
Box Count74
SFDU722
MFDU0
State ANSI28
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number270286
Unique ZIP Name
SSA State County Code25370
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseLauderdale

Mississippi Homeowners Insurance News & Information

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