Compare quotes for your home in 38963! Compare the best 12 carriers in minutes.
38963 Home Insurance Average Premiums
$1032 /yr.
Shows Zip Code: 38963 lowest rates with discounts applied on average.
For the 38963, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1032 /yr. |
| Average Coverage: | $1282 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1582 /yr. |
What is the average home insurance cost for a home in 38963?
- • The average homeowners insurance premium paid annually for a home in 38963 is around $1282 per year.
What does it cost on average per month for home insurance in 38963?
- • Homeowners in 38963 pay a monthly average cost per month around $107.00.
What kind of discount could I get if I combine my home and auto insurance together in 38963?
- • Autoowners in 38963 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Tutwiler, check out other zip codes nearby 38963.
To review average rates in another zip code, click on a zip code below:
38963 |
Mississippi Homeowners Insurance News & Information
-
Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]
-
Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
-
Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]