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Home Insurance Rates in 56556

For homeowners shopping online in 56556, our insurance rates are very competitive for homeowners living in Mcintosh, MN. Many homeowners based out of the great city of Mcintosh have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 56556, simply click the "Get Multiple Quotes Now" button. Your 56556 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Mcintosh, MN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

56556 Home Insurance Rating is: High!

If you live in 56556, you can easily save up to 40% off the average home insurance premium of $1094 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Mcintosh can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 56556 today!

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56556 Home Insurance Average Premiums

Local 56556 homeowners insurance quotes comparison

$844 /yr.

Shows Zip Code: 56556 lowest rates with discounts applied on average.

For the 56556, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$844 /yr.
Average Coverage:$1094 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1394 /yr.

What is the average home insurance cost for a home in 56556?

  • • The average homeowners insurance premium paid annually for a home in 56556 is around $1094 per year.

What does it cost on average per month for home insurance in 56556?

  • • Homeowners in 56556 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 56556?

  • • Autoowners in 56556 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mcintosh, check out other zip codes nearby 56556.
To review average rates in another zip code, click on a zip code below:
56556  | 

Home Replacement Cost Coverage in 56556

Average Building Cost Per Square Foot in 56556: $188

Location: Mcintosh, Minnesota (Polk County)

Average Square Footage in 56556: 608 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56556 before you start any project. Mcintosh homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56556 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56556 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 608 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mcintosh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188608$114,300
Additional Upgrades & Added Features$235608$142,875
Major Home Updates or Advancements$282608$171,450

It's important to understand that when you estimate your replacement cost of your home in the 56556 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56556

Best Home & Auto Insurance Agencies in 56556

Housing Demographics for 56556

Population Review for 56556 Zip Code

For the city of Mcintosh, the population within 56556 has increased to over 1,065 residents in population size. The current population total is 1,176. We have broken down the population based on race below. In 56556, there are over 583 in male population and 593 females.

PopulationValues
Total Population1,176
White Population1105
Black Population7
Hispanic Population23
Asian Population4
Hawaiian Population0
Indian Population8
Other Population5
Male Population583
Female Population593
Population Estimate1065

Household Data for 56556

The average number of homes in 56556 is around 444, there are an average of 2.50 per household. The average house value according to local real estate values is around $114,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode444
Persons Per Household2.50
Average House Value$114,300
Income Per Household$61346
Median Age42.3
Median Age Male42.2
Median Age Female42.8
56556 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityMcintosh
City Alias NameMCINTOSH
CountyPolk
County FIPS119
State FIPS27
Time Zone6
Day Light SavingY
MSA2985
PMSA
CSA
CBSA24220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Forks, ND-MN
MSA_NameGrand Forks, ND-MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees207
Business First Quarter Payroll1435
Business Annual Payroll6517
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98461
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential426
Delivery Business7
Delivery Total543
Preferred Last Line KeyY25801
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY25801
Land Area102.808000
Water Area2.178000
City Alias Code
City Mixed CaseMcintosh
City Alias Mixed CaseMcintosh
Box Count78
SFDU372
MFDU54
State ANSI27
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number265840
Unique ZIP Name
SSA State County Code24590
Medicare CBSA Code24220
Medicare CBSA NameGrand Forks, ND-MN
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CasePolk

Minnesota Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]