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If you live in the 56543 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Foxhome have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our MN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 56543 and then compare quotes from a variety of nationwide insurance companies.

56543 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 56543 the average premium for homeowners coverage is $1130 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 56543. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 56543 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Foxhome, MN home insurance quotes in your area.

56543 Home Insurance Average Premiums

Local 56543 homeowners insurance quotes comparison

$880 /yr.

Shows Zip Code: 56543 lowest rates with discounts applied on average.

For the 56543, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$880 /yr.
Average Coverage:$1130 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1430 /yr.

What is the average home insurance cost for a home in 56543?

  • • The average homeowners insurance premium paid annually for a home in 56543 is around $1130 per year.

What does it cost on average per month for home insurance in 56543?

  • • Homeowners in 56543 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 56543?

  • • Autoowners in 56543 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Foxhome, check out other zip codes nearby 56543.
To review average rates in another zip code, click on a zip code below:
56543  | 

Home Replacement Cost Coverage in 56543

Average Building Cost Per Square Foot in 56543: $188

Location: Foxhome, Minnesota (Wilkin County)

Average Square Footage in 56543: 942 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56543 before you start any project. Foxhome homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56543 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56543 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 942 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Foxhome area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188942$177,100
Additional Upgrades & Added Features$235942$221,375
Major Home Updates or Advancements$282942$265,650

It's important to understand that when you estimate your replacement cost of your home in the 56543 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56543

Best Home & Auto Insurance Agencies in 56543

Housing Demographics for 56543

Population Review for 56543 Zip Code

For the city of Foxhome, the population within 56543 has increased to over 143 residents in population size. The current population total is 277. We have broken down the population based on race below. In 56543, there are over 147 in male population and 130 females.

PopulationValues
Total Population277
White Population263
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population1
Other Population1
Male Population147
Female Population130
Population Estimate143

Household Data for 56543

The average number of homes in 56543 is around 106, there are an average of 2.61 per household. The average house value according to local real estate values is around $177,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode106
Persons Per Household2.61
Average House Value$177,100
Income Per Household$56500
Median Age42.8
Median Age Male42.8
Median Age Female43.0
56543 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityFoxhome
City Alias NameFOXHOME
CountyWilkin
County FIPS167
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA244
CBSA47420
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWahpeton, ND-MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees14
Business First Quarter Payroll175
Business Annual Payroll632
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population22897
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential55
Delivery Business3
Delivery Total129
Preferred Last Line KeyY25306
Classification Code
Multi-County
CSA NameFargo-Wahpeton, ND-MN
CBSA_DIV_Name
City State KeyY25306
Land Area65.421000
Water Area0.000000
City Alias Code
City Mixed CaseFoxhome
City Alias Mixed CaseFoxhome
Box Count51
SFDU55
MFDU0
State ANSI27
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number263370
Unique ZIP Name
SSA State County Code24830
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWilkin

Minnesota Homeowners Insurance News & Information

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    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]