Compare quotes for your home in 55125! Compare the best 12 carriers in minutes.
Searching for Homeowners Insurance in 55125
If you are a homeowners that lives in 55125 you may be searching for more affordable homeowners insurance in Saint Paul. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Saint Paul, MN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.
Our Minnesota licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.
Get 55125 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Saint Paul, MN home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 55125 Home Insurance Costs: high!
In Saint Paul, homeowners are paying roughly $1049 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 55125 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Saint Paul are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
Start shopping for a 55125 policy right now!
55125 Home Insurance Average Premiums
For the 55125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $799 /yr. |
Average Coverage: | $1049 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1349 /yr. |
What is the average home insurance cost for a home in 55125?
- • The average homeowners insurance premium paid annually for a home in 55125 is around $1049 per year.
What does it cost on average per month for home insurance in 55125?
- • Homeowners in 55125 pay a monthly average cost per month around $87.00.
What kind of discount could I get if I combine my home and auto insurance together in 55125?
- • Autoowners in 55125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Saint Paul, check out other zip codes nearby 55125.
To review average rates in another zip code, click on a zip code below:
55110 | 55127 | 55104 | 55113 | 55128 | 55130 | 55126 | 55107 | 55106 | 55112 |
Home Replacement Cost Coverage in 55125
Average Building Cost Per Square Foot in 55125: $188
Location: Saint Paul, Minnesota (Washington County)Average Square Footage in 55125: 1,749 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 55125 before you start any project. Saint Paul homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 55125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,749 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Paul area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $188 | 1,749 | $328,800 |
Additional Upgrades & Added Features | $235 | 1,749 | $411,000 |
Major Home Updates or Advancements | $282 | 1,749 | $493,200 |
It's important to understand that when you estimate your replacement cost of your home in the 55125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 55125
American Family Insurance - Lindon Reber Agency- Inc.
Address: 2042 Wooddale Dr Ste 120 Woodbury, MN 55125Phone: (651)674-3228
Website: www.amfam.com
American Family Insurance - Curtiss Stark
Address: 783 Radio Dr Ste 104 Woodbury, MN 55125Phone: (651)771-1978
Website: www.amfam.com
Metro Insurance Brokers
Address: 6949 Valley Creek Rd Ste 200 Saint Paul, MN 55125Phone: (651)578-0233
Website: www.metroinsurancebrokers.com
American Family Insurance - Ronald Johnson
Address: 2042 Wooddale Dr Ste 120 Woodbury, MN 55125Phone: (651)738-4811
Website: www.amfam.com
American Family Insurance - Eric Ly
Address: 7582 Currell Blvd Ste 207 Woodbury, MN 55125Phone: (651)379-3003
Website: www.amfam.com
Best Home & Auto Insurance Agencies in 55125
Farmers Insurance
Address: 9092 Duckwood Trl St Paul, MN 55125Phone:
Website:
Info:
American Family Insurance - Ronald Johnson
Address: 638 Bielenberg Dr Woodbury, MN 55125Phone:
Website: http://www.twincities.citysearch.com/profile/external/604222032/woodbury_mn/american_family_insurance_ronald_johnson.html
Info:
David Rondeau- Farmers Insurance
Address: 1123 Weir Dr, Ste 200b St Paul, MN 55125Phone:
Website: http://www.twincities.citysearch.com/profile/663478360/saint_paul_mn/david_rondeau_farmers_insurance.html
Info:
American Family Insurance- James King
Address: 6043 Hudson Rd Woodbury, MN 55125Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__james_king-b2110751&mkt=63801
Info:
Chad Crow Ins Agency Inc - State Farm Insurance Agent
Address: 8380 City Centre Dr Woodbury, MN 55125Phone:
Website:
Info:
Housing Demographics for 55125
Population Review for 55125 Zip Code
For the city of Saint Paul, the population within 55125 has increased to over 45,022 residents in population size. The current population total is 43,846. We have broken down the population based on race below. In 55125, there are over 21086 in male population and 22760 females.
Population | Values |
---|---|
Total Population | 43,846 |
White Population | 32169 |
Black Population | 3396 |
Hispanic Population | 2215 |
Asian Population | 4415 |
Hawaiian Population | 13 |
Indian Population | 151 |
Other Population | 681 |
Male Population | 21086 |
Female Population | 22760 |
Population Estimate | 45022 |
Household Data for 55125
The average number of homes in 55125 is around 16,643, there are an average of 2.62 per household. The average house value according to local real estate values is around $328,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 16,643 |
Persons Per Household | 2.62 |
Average House Value | $328,800 |
Income Per Household | $106573 |
Median Age | 39.4 |
Median Age Male | 38.0 |
Median Age Female | 40.7 |
55125 Details | Values |
---|---|
State | MN |
State Full Name | Minnesota |
City Type | P |
City Alias Abbreviation | |
Area Code | 651 |
City | Saint Paul |
City Alias Name | SAINT PAUL |
County | Washington |
County FIPS | 163 |
State FIPS | 27 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 5120 |
PMSA | |
CSA | 378 |
CBSA | 33460 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Minneapolis-St. Paul-Bloomington, MN-WI |
MSA_Name | Minneapolis-St. Paul, MN-WI MSA |
PMSA_Name | |
Region | Midwest |
Division | West North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1360 |
Number Of Employees | 20335 |
Business First Quarter Payroll | 233173 |
Business Annual Payroll | 1036225 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 3279833 |
CBSA Division Population | 0 |
Congressional District | 04 |
Congressional LandArea | 332.49 |
Delivery Residential | 17184 |
Delivery Business | 1137 |
Delivery Total | 25830 |
Preferred Last Line Key | Y26254 |
Classification Code | |
Multi-County | |
CSA Name | Minneapolis-St. Paul, MN-WI |
CBSA_DIV_Name | |
City State Key | Y26254 |
Land Area | 15.348000 |
Water Area | 0.476000 |
City Alias Code | |
City Mixed Case | Saint Paul |
City Alias Mixed Case | Saint Paul |
Box Count | 345 |
SFDU | 9588 |
MFDU | 2243 |
State ANSI | 27 |
County ANSI | 163 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 268360 |
Unique ZIP Name | |
SSA State County Code | 24810 |
Medicare CBSA Code | 33460 |
Medicare CBSA Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Medicare CBSA Type | Metro |
Market Rating Area ID | 8 |
County Mixed Case | Washington |
Minnesota Homeowners Insurance News & Information
-
Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
-
Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]
-
Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025
Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase? The increasing frequency of […]