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Homeowners Insurance in 48917

In Lansing, MI, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 48917 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 48917 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 48917 should appear in the zip code field ready to go.

48917 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Michigan, you are going to see rates around the average home insurance premium per year of $756. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Lansing home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 48917 Home Insurance Rates Now!

Best 3 Options to Compare in 48917

If you want homeowners insurance quotes within the city of Lansing or in the 48917 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Lansing, MI.

48917 Home Insurance Average Premiums

Local 48917 homeowners insurance quotes comparison

$506 /yr.

Shows Zip Code: 48917 lowest rates with discounts applied on average.

For the 48917, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$506 /yr.
Average Coverage:$756 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1056 /yr.

What is the average home insurance cost for a home in 48917?

  • • The average homeowners insurance premium paid annually for a home in 48917 is around $756 per year.

What does it cost on average per month for home insurance in 48917?

  • • Homeowners in 48917 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 48917?

  • • Autoowners in 48917 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lansing area, check out other zip codes nearby 48917.
Review average rates in another zip code:
48912 homeowners insurance rates
48906 homeowners insurance rates
48915 homeowners insurance rates
48917 homeowners insurance rates
48910 homeowners insurance rates
48933 homeowners insurance rates
48911 homeowners insurance rates

Home Replacement Cost Coverage in 48917

Average Building Cost Per Square Foot in 48917: $132

Location: Lansing, Michigan (Eaton County)

Average Square Footage in 48917: 1,261 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48917 before you start any project. Lansing homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48917 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48917 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,261 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lansing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,261$166,400
Additional Upgrades & Added Features$1651,261$208,000
Major Home Updates or Advancements$1981,261$249,600

It's important to understand that when you estimate your replacement cost of your home in the 48917 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48917

Farm Bureau Insurance-Delta Township

Address: 6250 West Michigan Avenue Suite B Lansing, MI 48917
Phone: (517)886-2260
Website: www.farmbureauinsurance-mi.com

Pricco Richard Insurance Agent

Address: 4600 West Saginaw Highway Lansing, MI 48917
Phone: (517)323-4805
Website:

McCann Robert Insurance

Address: 6250 West Michigan Avenue Lansing, MI 48917
Phone: (517)886-2260
Website:

Iroquois Group Great

Address: 1141 Centennial Way Lansing, MI 48917
Phone: (517)323-9473
Website:

Barry Tim

Address: 6250 West Michigan Avenue Lansing, MI 48917
Phone: (517)886-2260
Website:

Best Home & Auto Insurance Agencies in 48917

Green Cynthia G Insurance

Address: 1108 S Ridge Rd Lansing, MI 48917
Phone:
Website:
Info:

Stagg- Steve

Address: 303 S Waverly Rd Lansing, MI 48917
Phone:
Website:
Info:

Leik- Philip A

Address: 701 S Creyts Rd Lansing, MI 48917
Phone:
Website:
Info:

Advantage Insurance Services Center Inc

Address: 738 N Waverly Rd Lansing, MI 48917
Phone:
Website:
Info:

Allstate Insurance Companies Claim Office Lansing

Address: 6465 Millennium Dr Lansing, MI 48917
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 48917

Population Review for 48917 Zip Code

For the city of Lansing, the population within 48917 has increased to over 34,063 residents in population size. The current population total is 32,679. We have broken down the population based on race below. In 48917, there are over 15681 in male population and 16998 females.

PopulationValues
Total Population32,679
White Population22409
Black Population4653
Hispanic Population3156
Asian Population1650
Hawaiian Population7
Indian Population174
Other Population909
Male Population15681
Female Population16998
Population Estimate34063

Household Data for 48917

The average number of homes in 48917 is around 15,009, there are an average of 2.16 per household. The average house value according to local real estate values is around $166,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,009
Persons Per Household2.16
Average House Value$166,400
Income Per Household$66096
Median Age40.7
Median Age Male37.9
Median Age Female43.6
48917 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityLansing
City Alias NameLANSING
CountyEaton
County FIPS045
State FIPS26
Time Zone5
Day Light SavingY
MSA4040
PMSA
CSA330
CBSA29620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLansing-East Lansing, MI
MSA_NameLansing-East Lansing, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1043
Number Of Employees27963
Business First Quarter Payroll439919
Business Annual Payroll1489717
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population464036
CBSA Division Population0
Congressional District07
Congressional LandArea4227.73
Delivery Residential15770
Delivery Business1296
Delivery Total16936
Preferred Last Line KeyY12220
Classification Code
Multi-CountyY
CSA NameLansing-East Lansing-Owosso, MI
CBSA_DIV_Name
City State KeyY12220
Land Area23.974000
Water Area0.584000
City Alias Code
City Mixed CaseLansing
City Alias Mixed CaseLansing
Box Count0
SFDU9964
MFDU3892
State ANSI26
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number255270
Unique ZIP Name
SSA State County Code23220
Medicare CBSA Code29620
Medicare CBSA NameLansing-East Lansing, MI
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseEaton

Michigan Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]