48910 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 48910 zip code it's important to know that our rates are very competitive for homeowners living in Lansing, MI. Many homeowners based out of your 48910 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 48910 should appear in the zip code field ready to go. For Lansing, MI Homeowners Insurance Quotes nearby, we offer the best rates and service.

48910: Average Home Insurance Rates

For homeowners living in the great city of Lansing, the average homeowners policy is considered medium in comparison to other states. Michigan premiums are estimated to be around $748 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 48910 Home Insurance Quotes!

Average Building Cost Per Square Foot in 48910: $132

Average Square Footage in 48910: 712 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48910 before you start any project. Lansing homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48910 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48910 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 712 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lansing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 48910 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Boyd Derwood L Insurance Agency

Pierce Max L Insurance

LA Insurance Agency

ALF Spartan Insurance Agency

Demartin- Daniel R

Lewis- Stacy L - State Farm Insurance Agent

Household Data for 48910

The average number of homes in 48910 is around 15,388, there are an average of 2.18 per household. The average house value according to local real estate values is around $94,000. Please review the following demographics below for average income and media age.

• Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

  Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

• Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

  As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

• 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

  Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]