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48767 Homeowners Insurance Quotes & Rates

Unionville residents living within the 818 homes available in the zip code of 48767 are shopping online to compare cheaper and more affordable Unionville, MI home insurance rates. In the great city of Unionville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Michigan is around $734 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 48767 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 48767 home insurance rates today! Please give us a call now at 1-855-976-2656. For Unionville, MI Homeowners Insurance Quotes, Click to easily get started!

48767 Home Insurance Average Premiums

Local 48767 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 48767 lowest rates with discounts applied on average.

For the 48767, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1034 /yr.

What is the average home insurance cost for a home in 48767?

  • • The average homeowners insurance premium paid annually for a home in 48767 is around $734 per year.

What does it cost on average per month for home insurance in 48767?

  • • Homeowners in 48767 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 48767?

  • • Autoowners in 48767 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Unionville, check out other zip codes nearby 48767.
To review average rates in another zip code, click on a zip code below:
48767  | 

Home Replacement Cost Coverage in 48767

Average Building Cost Per Square Foot in 48767: $132

Location: Unionville, Michigan (Tuscola County)

Average Square Footage in 48767: 815 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48767 before you start any project. Unionville homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48767 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48767 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 815 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Unionville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132815$107,600
Additional Upgrades & Added Features$165815$134,500
Major Home Updates or Advancements$198815$161,400

It's important to understand that when you estimate your replacement cost of your home in the 48767 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48767

Othersen Insurance Agency Inc

Address: 6639 Center St Unionville, MI 48767
Phone: (989)674-2547
Website:

Best Home & Auto Insurance Agencies in 48767

Othersen Insurance Agency Inc

Address: 6639 Center St Unionville, MI 48767
Phone:
Website:
Info:

Housing Demographics for 48767

Population Review for 48767 Zip Code

For the city of Unionville, the population within 48767 has increased to over 2,056 residents in population size. The current population total is 2,008. We have broken down the population based on race below. In 48767, there are over 1038 in male population and 970 females.

PopulationValues
Total Population2,008
White Population1898
Black Population1
Hispanic Population46
Asian Population4
Hawaiian Population0
Indian Population7
Other Population13
Male Population1038
Female Population970
Population Estimate2056

Household Data for 48767

The average number of homes in 48767 is around 818, there are an average of 2.44 per household. The average house value according to local real estate values is around $107,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode818
Persons Per Household2.44
Average House Value$107,600
Income Per Household$65278
Median Age44.0
Median Age Male44.4
Median Age Female43.7
48767 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code989
CityUnionville
City Alias NameUNIONVILLE
CountyTuscola
County FIPS157
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees140
Business First Quarter Payroll1225
Business Annual Payroll5734
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea183.59
Delivery Residential843
Delivery Business28
Delivery Total935
Preferred Last Line KeyY13013
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13013
Land Area73.118000
Water Area9.220000
City Alias Code
City Mixed CaseUnionville
City Alias Mixed CaseUnionville
Box Count53
SFDU835
MFDU0
State ANSI26
County ANSI157
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number259500
Unique ZIP Name
SSA State County Code23780
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseTuscola

Michigan Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]