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Home Insurance Quotes in 48170

Are you shopping for a cheaper homeowners insurance rate in 48170? Our rates are very competitive for homeowners living in Plymouth, MI. Many homeowners located in the 48170 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 48170. To get free 48170 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 48170 zip code should appear in the zip code field ready to go. Shopping Plymouth, MI Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 48170 to review the best rate coverages.

Your 48170 Home Insurance Costs Is Rated: Medium!

For the great city of Plymouth, the average home insurance premium paid annually is around $782 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Michigan specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Plymouth and need insurance on your home in the 48170 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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48170 Home Insurance Average Premiums

Local 48170 homeowners insurance quotes comparison

$532 /yr.

Shows Zip Code: 48170 lowest rates with discounts applied on average.

For the 48170, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$532 /yr.
Average Coverage:$782 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1082 /yr.

What is the average home insurance cost for a home in 48170?

  • • The average homeowners insurance premium paid annually for a home in 48170 is around $782 per year.

What does it cost on average per month for home insurance in 48170?

  • • Homeowners in 48170 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 48170?

  • • Autoowners in 48170 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Plymouth, check out other zip codes nearby 48170.
To review average rates in another zip code, click on a zip code below:
48170  | 

Home Replacement Cost Coverage in 48170

Average Building Cost Per Square Foot in 48170: $132

Location: Plymouth, Michigan (Wayne County)

Average Square Footage in 48170: 2,607 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48170 before you start any project. Plymouth homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48170 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48170 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,607 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plymouth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1322,607$344,100
Additional Upgrades & Added Features$1652,607$430,125
Major Home Updates or Advancements$1982,607$516,150

It's important to understand that when you estimate your replacement cost of your home in the 48170 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48170

Best Home & Auto Insurance Agencies in 48170

Farmers Insurance

Address: Ford 45168 Frd Plymouth, MI 48170
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Meemic Insurance Company Tom Wilson Agency

Address: 47821 Ann Arbor Rd W Plymouth, MI 48170
Phone:
Website: http://www.meemic.com
Info:

Fletcher- Cynthia

Address: 9329 N Haggerty Rd Plymouth, MI 48170
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 40800 5 Mile Rd Plymouth, MI 48170
Phone:
Website:
Info:

A M O'Malley Insurance-Farmers Insurance

Address: 880 Fralick St Plymouth, MI 48170
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 48170

Population Review for 48170 Zip Code

For the city of Plymouth, the population within 48170 has increased to over 42,129 residents in population size. The current population total is 41,069. We have broken down the population based on race below. In 48170, there are over 19990 in male population and 21079 females.

PopulationValues
Total Population41,069
White Population36028
Black Population745
Hispanic Population1387
Asian Population1613
Hawaiian Population2
Indian Population70
Other Population330
Male Population19990
Female Population21079
Population Estimate42129

Household Data for 48170

The average number of homes in 48170 is around 17,720, there are an average of 2.30 per household. The average house value according to local real estate values is around $344,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,720
Persons Per Household2.30
Average House Value$344,100
Income Per Household$96861
Median Age45.6
Median Age Male44.0
Median Age Female47.2
48170 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code734/248/313
CityPlymouth
City Alias NamePLYMOUTH
CountyWayne
County FIPS163
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV19804
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1595
Number Of Employees32387
Business First Quarter Payroll531103
Business Annual Payroll2307950
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population1820584
Congressional District06
Congressional LandArea3546.74
Delivery Residential18317
Delivery Business1740
Delivery Total21049
Preferred Last Line KeyY12584
Classification Code
Multi-CountyY
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameDetroit-Dearborn-Livonia, MI
City State KeyY12584
Land Area34.483000
Water Area0.220000
City Alias Code
City Mixed CasePlymouth
City Alias Mixed CasePlymouth
Box Count382
SFDU13395
MFDU2397
State ANSI26
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number257600
Unique ZIP Name
SSA State County Code23810
Medicare CBSA Code19804
Medicare CBSA NameDetroit-Dearborn-Livonia, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWayne

Michigan Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]