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Norfolk County, MA Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Norfolk County, MA. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Norfolk County.

When reviewing Massachusetts home insurance policies, Norfolk County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Massachusetts may not be considered the most expensive state in the country to purchase home insurance, but it does rank higher than average at a national rank of 8. Homeowners within Norfolk County are paying around $1667 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Norfolk County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Norfolk County, MA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Norfolk County? Simply enter your zip code to get your Massachusetts homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Norfolk County, MA Housing Demographics

With 670,850 residents living within the Norfolk County area there are over 270,359 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 168,903 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Norfolk County.

DemographicValues
Total Occupied Households257,914
Family Households (families)168,903
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units270,359

Norfolk County, MA Coastal Wind, Hail & Flood Information

For all homeowners living in Norfolk County (FIPS: 25021), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Massachusetts is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Norfolk County, MA, it's important that you look into hurricane and windstorm insurance options.

Norfolk County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Massachusetts.

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Norfolk County, MA Home Insurance Average Premiums

Local Norfolk, MA homeowners insurance quotes comparison

$1,211 /yr.

Massachusetts's Average Home Insurance Rates Overall

For the state of Massachusetts, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 8 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$759 /yr.
Current Average Cost:$1,211 /yr.
Maximum Range:$1667 /yr.

Norfolk County, MA Coastal Wind, Hail & Flood Information

Norfolk is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Norfolk is know for it's beautiful beaches and waterways. Because Norfolk County (FIPS: 25021) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Norfolk County.

Massachusetts Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

Discounts For Homeowners in Norfolk County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Massachusetts homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Norfolk County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Norfolk County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Norfolk County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Norfolk County Housing & Real Estate Data

Details:Statistics
Total Housing Units270359
Occupied Housing Units257914
Vacant Housing Units12445
Vacant Housing Units for Rent5020
Vacant Housing Units Rented Not Occupied321
Vacant Housing Units For Sale1993
Vacant Housing Units Sold Not Occupied626
Vacant Housing Units For Seasonal Occasional Use1682
Vacant Housing Units All Other Vacants2803
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units257914
Housing Tenure Occupied Units Owner Occupied178369
Housing Tenure Occupied Units Owner Occupied Population493383
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied79545
Housing Tenure Occupied Units Renter Occupied Population159856
Housing Tenure Occupied Units Renter Occupied Average Household Size2