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Norfolk County, MA Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Norfolk County, MA. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Norfolk County.

When reviewing Massachusetts home insurance policies, Norfolk County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Massachusetts may not be considered the most expensive state in the country to purchase home insurance, but it does rank higher than average at a national rank of 8. Homeowners within Norfolk County are paying around $1667 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Norfolk County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Norfolk County, MA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Norfolk County? Simply enter your zip code to get your Massachusetts homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Norfolk County, MA Housing Demographics

With 670,850 residents living within the Norfolk County area there are over 270,359 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 168,903 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Norfolk County.

DemographicValues
Total Occupied Households257,914
Family Households (families)168,903
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units270,359

Norfolk County, MA Coastal Wind, Hail & Flood Information

For all homeowners living in Norfolk County (FIPS: 25021), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Massachusetts is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Norfolk County, MA, it's important that you look into hurricane and windstorm insurance options.

Norfolk County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Massachusetts.

Helpful Articles:

Norfolk County, MA Home Insurance Average Premiums

Local Norfolk, MA homeowners insurance quotes comparison

$1,211 /yr.

Massachusetts's Average Home Insurance Rates Overall

For the state of Massachusetts, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 8 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$759 /yr.
Current Average Cost:$1,211 /yr.
Maximum Range:$1667 /yr.

Norfolk County, MA Coastal Wind, Hail & Flood Information

Norfolk is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Norfolk is know for it's beautiful beaches and waterways. Because Norfolk County (FIPS: 25021) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Norfolk County.

Massachusetts Homeowners Insurance News & Information

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • How Do Renovations Impact Home Insurance? (2024 Guide) Posted on Friday 15th March, 2024

    Making renovations to your home can have a major impact on your insurance coverages as your risk profile changes. Adding square footage, putting in a swimming pool, outbuilding or upgrading your electrical may change the value of your home which could leave your underinsured.  Major upgrades such as adding square footage to your home or […]

Discounts For Homeowners in Norfolk County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Massachusetts homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Norfolk County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Norfolk County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Norfolk County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Norfolk County Housing & Real Estate Data

Details:Statistics
Total Housing Units270359
Occupied Housing Units257914
Vacant Housing Units12445
Vacant Housing Units for Rent5020
Vacant Housing Units Rented Not Occupied321
Vacant Housing Units For Sale1993
Vacant Housing Units Sold Not Occupied626
Vacant Housing Units For Seasonal Occasional Use1682
Vacant Housing Units All Other Vacants2803
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units257914
Housing Tenure Occupied Units Owner Occupied178369
Housing Tenure Occupied Units Owner Occupied Population493383
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied79545
Housing Tenure Occupied Units Renter Occupied Population159856
Housing Tenure Occupied Units Renter Occupied Average Household Size2