Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Norfolk County, MA agent.

Norfolk County, MA Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Norfolk County, MA. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Norfolk County.

When reviewing Massachusetts home insurance policies, Norfolk County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Massachusetts may not be considered the most expensive state in the country to purchase home insurance, but it does rank higher than average at a national rank of 8. Homeowners within Norfolk County are paying around $1667 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Norfolk County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Norfolk County, MA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Norfolk County? Simply enter your zip code to get your Massachusetts homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Norfolk County, MA Housing Demographics

With 670,850 residents living within the Norfolk County area there are over 270,359 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 168,903 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Norfolk County.

DemographicValues
Total Occupied Households257,914
Family Households (families)168,903
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units270,359

Norfolk County, MA Coastal Wind, Hail & Flood Information

For all homeowners living in Norfolk County (FIPS: 25021), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Massachusetts is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Norfolk County, MA, it's important that you look into hurricane and windstorm insurance options.

Norfolk County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Massachusetts.

Helpful Articles:

Norfolk County, MA Home Insurance Average Premiums

Local Norfolk, MA homeowners insurance quotes comparison

$1,211 /yr.

Massachusetts's Average Home Insurance Rates Overall

For the state of Massachusetts, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 8 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$759 /yr.
Current Average Cost:$1,211 /yr.
Maximum Range:$1667 /yr.

Norfolk County, MA Coastal Wind, Hail & Flood Information

Norfolk is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Norfolk is know for it's beautiful beaches and waterways. Because Norfolk County (FIPS: 25021) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Norfolk County.

Massachusetts Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

Discounts For Homeowners in Norfolk County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Massachusetts homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Norfolk County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Norfolk County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Norfolk County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Norfolk County Housing & Real Estate Data

Details:Statistics
Total Housing Units270359
Occupied Housing Units257914
Vacant Housing Units12445
Vacant Housing Units for Rent5020
Vacant Housing Units Rented Not Occupied321
Vacant Housing Units For Sale1993
Vacant Housing Units Sold Not Occupied626
Vacant Housing Units For Seasonal Occasional Use1682
Vacant Housing Units All Other Vacants2803
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units257914
Housing Tenure Occupied Units Owner Occupied178369
Housing Tenure Occupied Units Owner Occupied Population493383
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied79545
Housing Tenure Occupied Units Renter Occupied Population159856
Housing Tenure Occupied Units Renter Occupied Average Household Size2