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02563, MA Home Insurance

In the zip code of 02563, the population size is around 10,070, which consists of 4,062 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sandwich, MA. A few years ago, a study was done and found that the average home insurance rates for Massachusetts are around $1,270 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 02563 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sandwich. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Sandwich, MA Homeowners Insurance Online Rates Today!

02563 Home Insurance Average Premiums

Local 02563 homeowners insurance quotes comparison

$1020 /yr.

Shows Zip Code: 02563 lowest rates with discounts applied on average.

For the 02563, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1020 /yr.
Average Coverage:$1270 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1570 /yr.

What is the average home insurance cost for a home in 02563?

  • • The average homeowners insurance premium paid annually for a home in 02563 is around $1270 per year.

What does it cost on average per month for home insurance in 02563?

  • • Homeowners in 02563 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 02563?

  • • Autoowners in 02563 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Sandwich, check out other zip codes nearby 02563.
To review average rates in another zip code, click on a zip code below:
02563  | 

Home Replacement Cost Coverage in 02563

Average Building Cost Per Square Foot in 02563: $271

Location: Sandwich, Massachusetts (Barnstable County)

Average Square Footage in 02563: 1,539 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02563 before you start any project. Sandwich homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02563 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02563 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,539 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandwich area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,539$417,100
Additional Upgrades & Added Features$3391,539$521,375
Major Home Updates or Advancements$4071,539$625,650

It's important to understand that when you estimate your replacement cost of your home in the 02563 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02563

Best Home & Auto Insurance Agencies in 02563

Housing Demographics for 02563

Population Review for 02563 Zip Code

For the city of Sandwich, the population within 02563 has increased to over 10,482 residents in population size. The current population total is 10,070. We have broken down the population based on race below. In 02563, there are over 4825 in male population and 5245 females.

PopulationValues
Total Population10,070
White Population9254
Black Population47
Hispanic Population251
Asian Population188
Hawaiian Population1
Indian Population20
Other Population104
Male Population4825
Female Population5245
Population Estimate10482

Household Data for 02563

The average number of homes in 02563 is around 4,062, there are an average of 2.44 per household. The average house value according to local real estate values is around $417,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,062
Persons Per Household2.44
Average House Value$417,100
Income Per Household$105302
Median Age52.5
Median Age Male50.3
Median Age Female54.1
02563 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CitySandwich
City Alias NameSANDWICH
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA0740
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_NameBarnstable-Yarmouth, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses406
Number Of Employees3176
Business First Quarter Payroll34416
Business Annual Payroll167149
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential4296
Delivery Business333
Delivery Total5284
Preferred Last Line KeyV22416
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22416
Land Area13.216000
Water Area1.190000
City Alias Code
City Mixed CaseSandwich
City Alias Mixed CaseSandwich
Box Count537
SFDU3878
MFDU261
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number246715
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]