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02190 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 02190 zip code it's important to know that our rates are very competitive for homeowners living in South Weymouth, MA. Many homeowners based out of your 02190 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02190 should appear in the zip code field ready to go. For South Weymouth, MA Homeowners Insurance Quotes nearby, we offer the best rates and service.

02190: Average Home Insurance Rates

For homeowners living in the great city of South Weymouth, the average homeowners policy is considered very high in comparison to other states. Massachusetts premiums are estimated to be around $1243 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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02190 Home Insurance Average Premiums

Local 02190 homeowners insurance quotes comparison

$993 /yr.

Shows Zip Code: 02190 lowest rates with discounts applied on average.

For the 02190, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$993 /yr.
Average Coverage:$1243 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1543 /yr.

What is the average home insurance cost for a home in 02190?

  • • The average homeowners insurance premium paid annually for a home in 02190 is around $1243 per year.

What does it cost on average per month for home insurance in 02190?

  • • Homeowners in 02190 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 02190?

  • • Autoowners in 02190 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within South Weymouth, check out other zip codes nearby 02190.
To review average rates in another zip code, click on a zip code below:
02190  | 

Home Replacement Cost Coverage in 02190

Average Building Cost Per Square Foot in 02190: $271

Location: South Weymouth, Massachusetts (Norfolk County)

Average Square Footage in 02190: 1,658 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02190 before you start any project. South Weymouth homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02190 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02190 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,658 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Weymouth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,658$449,200
Additional Upgrades & Added Features$3391,658$561,500
Major Home Updates or Advancements$4071,658$673,800

It's important to understand that when you estimate your replacement cost of your home in the 02190 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02190

Best Home & Auto Insurance Agencies in 02190

Housing Demographics for 02190

Population Review for 02190 Zip Code

For the city of South Weymouth, the population within 02190 has increased to over 20,116 residents in population size. The current population total is 18,910. We have broken down the population based on race below. In 02190, there are over 9024 in male population and 9886 females.

PopulationValues
Total Population18,910
White Population15109
Black Population614
Hispanic Population721
Asian Population1433
Hawaiian Population8
Indian Population27
Other Population517
Male Population9024
Female Population9886
Population Estimate20116

Household Data for 02190

The average number of homes in 02190 is around 8,086, there are an average of 2.32 per household. The average house value according to local real estate values is around $449,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,086
Persons Per Household2.32
Average House Value$449,200
Income Per Household$93988
Median Age42.6
Median Age Male40.9
Median Age Female44.4
02190 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias AbbreviationS WEYMOUTH
Area Code781/339/617
CitySouth Weymouth
City Alias NameSOUTH WEYMOUTH
CountyNorfolk
County FIPS021
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses414
Number Of Employees8267
Business First Quarter Payroll124108
Business Annual Payroll569073
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District08
Congressional LandArea326.37
Delivery Residential8671
Delivery Business373
Delivery Total9955
Preferred Last Line KeyV22532
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV22532
Land Area6.996000
Water Area0.531000
City Alias Code
City Mixed CaseSouth Weymouth
City Alias Mixed CaseSouth Weymouth
Box Count130
SFDU4447
MFDU3496
State ANSI25
County ANSI021
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240049
Unique ZIP Name
SSA State County Code22130
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseNorfolk

Massachusetts Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]